Wayne County property record for 5288 Ternes St, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,398 sqft · built 1940 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Mar 2022) |
| Tax Bill | $4,972 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-181-09-001 |
| Primary APN | 82-10-181-09-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,398 sqft Living Area |
| 1st Floor Area | 844 sqft |
| Basement Area | 844 sqft |
| Unfinished Basement | 844 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 113 ft deep x 38 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5288 TERNES ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-3093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 292 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF JOHN FORD SUB NO 1 |
| Legal Subdivision | JOHN FORD NO 1 |
| Legal Lot Number | 292 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 573400 |
5288 Ternes St is owned and occupied by an individual who bought it in March 2022.
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5288 TERNES ST, DEARBORN, MI 48126-3093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UIF CORPORATION |
| Feb 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Mar 31, 2022 | Warranty Deed, Transfer |
| Nov 11, 2020 | Warranty Deed, Transfer TITLE ONE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on File |
| Deed Sale | Mar 31, 2022 · Amount on File |
| Prior Sale | Nov 11, 2020 · Amount on File |
| Deed Document Number | 2022123772 |
| Deed Book / Page | 57526 / 402 |
| Prior Transfer Date | Feb 3, 2022 |
| Prior Transfer Doc | 0575260402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Apr 1, 2026 |
| Property Address | 5288 TERNES ST, DEARBORN, MI 48126-3093 |
| Document Number | 0000144147 |
| Book / Page | 60193 / 498 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026144147 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | ATA NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5288 TERNES ST, DEARBORN, MI 48126-3093 |
| Document Number | 0000144147, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 60193/498 |
| Instrument | 2026144147 |
| Name | UIF CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 5288 TERNES ST, DEARBORN, MI 48126-3093 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5288 TERNES ST, DEARBORN, MI 48126-3093 |
| Document Number | 0573910493 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 57391/493 |
| Instrument | 2022034819 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Mar 31, 2022 |
| Property Address | 5288 TERNES ST, DEARBORN, MI 48126-3093 |
| Document Number | 0575260402 |
| Book / Page | 57526 / 402 |
| Map Reference | LB 45 PG 15 |
| Instrument Date | Feb 3, 2022 |
| Instrument | 2022123772 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5288 TEMES ST, 5288, DEARBORN, MI 48126 |
| Name | Verified Name |
|---|---|
| Address | 1820 WYOMING ST APT 101, 101, DEARBORN, MI 48120-1655 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Nov 11, 2020 |
| Property Address | 5288 TERNES ST, DEARBORN, MI 48126-3093 |
| Document Number | 0561890415 |
| Book / Page | 056189 / 000415 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 319423 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2021 |
| Title Company | TITLE ONE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,539.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8731 KIRKWOOD ST DETROIT MI 482101834, DETROIT, MI 48210-1834 |
The 2025 property tax bill for 5288 Ternes St was $4,972 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,200 (+2.35%) | $278,400 (+2.35%) | |
| 2025 | $4,972.00 Homeowner's exemption | $136,000 | $272,000 |
| 2023 | $89,400 | $178,800 | |
| 2019 | $3,542.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5288 Ternes St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 5288 Ternes St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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