5410 Palm Dr, Fort Pierce, FL 34982 Property Records

St. Lucie County property record for 5410 Palm Dr, Fort Pierce, FL 34982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1989
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual on Record
Last Sale	$290,000 (Nov 2024)
Tax Bill	$3,448 (2024)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3402-609-0144-000-3`

Property Details

APN / Parcel Number

Primary APN	`3402-609-0144-000-3`
Alternative APN	`125594`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
Gross Area	3,493 sqft
1st Floor Area	1,610 sqft
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	920 sqft
Porch	Screened Porch
Porch Area	543 sqft
Deck Area	Deck Area
Patio Area	568 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	125594
Street Address	5410 PALM DR
City	FORT PIERCE
State	FL
Zip	34982-3859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-4 COUNT
Legal Description	INDIAN RIVER ESTATES-UNIT 08- BLK 56 LOT 6 (MAP 34/11N)
Legal Range	40E
Legal Township	36S
Legal Section	11
Legal Subdivision	INDIAN RIVER ESTATES UNIT 8
Legal Block	56
Legal Lot Number	6
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	3
Census Block	3019
Census Tract	381605

Owner

Source: St. Lucie County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	709 KEARNEY RD, FORT PIERCE, FL 34982-4025
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2024 · Amount on Record
Deed Sale	Nov 14, 2024 · Amount on Record
Prior Sale	May 3, 2017 · Amount on Record
Deed Document Number	20245408697
Deed Book / Page	5233 / 863
Prior Transfer Date	Oct 4, 2013
Prior Transfer Doc	0035810572
Record Updated	Jun 8, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	May 3, 2017
Property Address	5410 PALM DR, FORT PIERCE, FL 34982-3859
Document Number	0039912405
Book / Page	3991 / 2405
Map Reference	MB10 PG73
Instrument Date	Apr 28, 2017
Instrument	4304442
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	FIRST INTERNATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5410 PALM DR, FORT PIERCE, FL 34982-3859

Mortgage

Document Number	0004304443
Date	May 3, 2017
Instrument	4304443

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$302,900 (-2.89%) Land $100,000 Building $202,900	$302,900 (-2.89%) Land $100,000 Building $202,900
2024	$3,448.00 (+2.22%)
2023	$3,373.00 (+6.04%) Additional exemption filed	$311,900 (+63.98%) Land $82,500 Building $229,400	$311,900 (+13.92%) Land $82,500 Building $229,400
2022	$3,181.00 Homeowner's exemption	$190,201	$273,800 Land $76,000 Building $197,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20