5409 Palm Dr, Fort Pierce, FL 34982 Property Records

St. Lucie County property record for 5409 Palm Dr, Fort Pierce, FL 34982

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,161 sqft · built 1985
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$112,500 (Jul 2008)
Tax Bill	$920 (2024)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3402-609-0123-000-0`

Property Details

APN / Parcel Number

Primary APN	`3402-609-0123-000-0`
Alternative APN	`37690`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,161 sqft Finished Area
1st Floor Area	1,161 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	10,000 sqft (0.229 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	351 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	37690
Street Address	5409 PALM DR
City	FORT PIERCE
State	FL
Zip	34982-3860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-4
Legal Description	INDIAN RIVER ESTATES-UNIT-08- BLK 55 LOT 25 (MAP 34/11N) (OR 2992-1201)
Legal Range	40E
Legal Township	36S
Legal Section	11
Legal Subdivision	INDIAN RIVER ESTATES UNIT 8
Legal Block	55
Legal Lot Number	25
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	3
Census Block	3018
Census Tract	381605

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5409 PALM DR, FORT PIERCE, FL 34982-3860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2008 · Amount on Record
Deed Sale	Jul 8, 2008 · Amount on Record
Prior Sale	Mar 3, 2005 · Amount on Record
Deed Document Number	3229099
Deed Book / Page	2992 / 1201
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	5409 PALM DR, FORT PIERCE, FL 34982-3860
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5409 PALM DR, FORT PIERCE, FL 34982-3860

Mortgage

Document Number	0047570187
Date	Jan 18, 2022
Book Page	4757/187
Instrument	4980463

Lender

Name	DREAMLINE MORTGAGE INC
Type	Mortgage Company
Address	JENSEN BEACH, FL 34957

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,246 (-73.09%)	$237,400 (+6.03%) Land $100,000 Building $137,400
2024	$920.00 (+0.33%)
2023	$917.00 (-28.08%) Additional exemption filed	$223,900 (+305.7%) Land $82,500 Building $141,400	$223,900 (+11.28%) Land $82,500 Building $141,400
2022	$1,275.00 Homeowner's exemption	$55,189	$201,200 Land $76,000 Building $125,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20