St. Lucie County property record for 5408 Palm Dr, Fort Pierce, FL 34982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,710 sqft · built 1989 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,900 (Nov 2017) |
| Tax Bill | $3,431 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3402-609-0143-000-6 |
| Primary APN | 3402-609-0143-000-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| Gross Area | 3,292 sqft |
| 1st Floor Area | 1,710 sqft |
| Utility Room | Utility Room |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 114 sqft |
| Deck Area | 355 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 125593 |
|---|---|
| Street Address | 5408 PALM DR |
| City | FORT PIERCE |
| State | FL |
| Zip | 34982-3859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-4 COUNT |
| Legal Description | INDIAN RIVER ESTATES-UNIT 08- BLK 56 LOT 5 (MAP 34/11N) |
| Legal Range | 40E |
| Legal Township | 36S |
| Legal Section | 11 |
| Legal Subdivision | INDIAN RIVER ESTATES UNIT 8 |
| Legal Block | 56 |
| Legal Lot Number | 5 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | FORT PIERCE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 381605 |
Source: St. Lucie County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5408 PALM DR, FORT PIERCE, FL 34982-3859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Aug 24, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 30, 2017 | Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on Record |
| Deed Sale | Nov 30, 2017 · Amount on Record |
| Prior Sale | Jul 18, 2006 |
| Deed Document Number | 20174375132 |
| Deed Book / Page | 4069 / 1566 |
| Last Transfer Date | Sep 3, 2024 |
| Transfer Doc | 0052080790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Jun 29, 2026 |
| Property Address | 5408 PALM DR, FORT PIERCE, FL 34982-3859 |
| Document Number | 0005638677 |
| Book / Page | 5496 / 1101 |
| Instrument Date | Jun 20, 2026 |
| Instrument | 20265638677 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | CLOSING PRO, CLOSING DEPARTMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Estate, 156 |
| Address | 5408 PALM DR, FORT PIERCE, FL 34982-3859 |
| Document Number | 0005638677, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 5496/1101 |
| Instrument | 20265638677 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 5408 PALM DR, FORT PIERCE, FL 34982-3859 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Address | 5408 PALM DR, FORT PIERCE, FL 34982-3859 |
| Document Number | 0046721870 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 4672/1870 |
| Instrument | 4913989 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Nov 30, 2017 |
| Property Address | 5408 PALM DR, FORT PIERCE, FL 34982-3859 |
| Document Number | 0040691566 |
| Book / Page | 4069 / 1566 |
| Map Reference | MB10 PG73 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 4375132 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,609.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5111 E ECHO CIR, 5111, FORT PIERCE, FL 34951 |
| Name | Verified Name |
|---|---|
| Address | 5408 PALM DR, FORT PIERCE, FL 34982-3859 |
| Document Number | 0004375133 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 4375133 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 2, 2047 |
Source: St. Lucie County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,431.00 (+5.76%) | $201,812 (-35.11%) | $331,000 (+6.43%) Land $100,000 Building $231,000 |
| 2024 | $3,244.00 (+2.33%) | ||
| 2023 | $3,170.00 (+3.36%) Additional exemption filed | $311,000 (+68.23%) Land $82,500 Building $228,500 | $311,000 (+13.92%) Land $82,500 Building $228,500 |
| 2022 | $3,067.00 Homeowner's exemption Disabled Person's exemption | $184,867 | $273,000 Land $76,000 Building $197,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2005 · Hurricane Katrina Evacuation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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