Kane County property record for 541 W Chicago St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1943 |
| Lot Size | 0.197 acres (8,566 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,000 (May 1998) |
| Tax Bill | $4,372 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-333-003 |
| Primary APN | 06-14-333-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 900 sqft |
| Basement Area | 900 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Construction Type | Frame |
| Lot Area | 8,566 sqft (0.197 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 541 W CHICAGO ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK RIDGE ADDN LOT 13 BLOCK 2 |
| Legal Subdivision | OAK RIDGE ADDN |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 851101 |
541 W Chicago St is owned and occupied by an individual who bought it in May 1998.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 541 W CHICAGO ST, ELGIN, IL 60123-5478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 1998 · Amount on File |
| Deed Sale | May 1, 1998 · Amount on File |
| Deed Document Number | 199837086 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 541 W Chicago St was $4,372 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,372.00 Homeowner's exemption | $65,320 (+8.57%) Land $17,297 Building $48,023 | $196,038 (+8.57%) Land $51,912 Building $144,127 |
| 2024 | $60,164 Land $15,932 Building $44,232 | $180,564 Land $47,815 Building $132,749 | |
| 2022 | $3,777.00 (+4.97%) Homeowner's exemption | $49,561 (+6.96%) Land $13,124 Building $36,437 | $148,683 (+6.96%) Land $39,372 Building $109,311 |
| 2021 | $3,598.00 Homeowner's exemption | $46,336 Land $12,270 Building $34,066 | $139,008 Land $36,810 Building $102,198 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 541 W Chicago St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 541 W Chicago St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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