Kane County property record for 520 W Chicago St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,009 sqft · built 1863 |
| Lot Size | 0.354 acres (15,435 sqft) |
| Owner | Company Name on Record |
| Last Sale | $204,000 (May 2014) |
| Tax Bill | $8,271 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-403-014 |
| Primary APN | 06-14-403-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,009 sqft Living Area |
| Gross Area | 3,272 sqft |
| Basement Area | 1,263 sqft |
| Year Built | Built 1863 |
|---|---|
| Effective Year Built | Effective 1863 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,435 sqft (0.354 acres) |
| Lot Width | 95 ft Width |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 520 W CHICAGO ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAWKINS & PECKS ADD (EX WLY 8 FT OF SLY 132 FT) & (EX PT LOT DESC IN BOOK 2531/56) LOT 10 BLK 1 |
| Legal Subdivision | HAWKINS&PECKS ADD |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 851101 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 185 BUNKERHILL AVE, SOUTH ELGIN, IL 60177-1804 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2014 · Amount on Record |
| Deed Sale | May 6, 2014 · Amount on Record |
| Prior Sale | Aug 5, 2011 · Amount on Record |
| Deed Document Number | 201421280 |
| Last Transfer Date | Dec 29, 2014 |
| Transfer Doc | 0000001774 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,271.00 (+15.95%) | $108,427 (+8.57%) Land $20,932 Building $87,495 | $325,411 (+8.57%) Land $62,821 Building $262,590 |
| 2024 | $99,869 (+21.39%) Land $19,280 Building $80,589 | $299,727 (+21.44%) Land $57,863 Building $241,864 | |
| 2022 | $7,133.00 (+3.95%) | $82,268 (+6.96%) Land $15,882 Building $66,386 | $246,804 (+6.96%) Land $47,646 Building $199,158 |
| 2021 | $6,862.00 | $76,915 Land $14,849 Building $62,066 | $230,745 Land $44,547 Building $186,198 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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