610 W Chicago St, Elgin, IL 60123 Property Records

Kane County property record for 610 W Chicago St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,049 sqft · built 1871
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$95,000 (Nov 2016)
Tax Bill$4,758 (2025)
Flood ZoneZone X (minimal risk)
APN06-14-329-025

Property Details

APN / Parcel Number

Primary APN06-14-329-025

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,049 sqft Living Area
Gross Area2,098 sqft
1st Floor Area1,049 sqft
Basement Area1,049 sqft

Exterior

Year BuiltBuilt 1871
Effective Year BuiltEffective 1871
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address610 W CHICAGO ST
CityELGIN
StateIL
Zip60123-6234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAWKINS & PECKS ADDN LOT 9 BLOCK 2
Legal SubdivisionHAWKINS&PECKS ADDN
Legal Block2
Legal Lot Number9
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2003
Census Tract851101

Owner

610 W Chicago St is owned and occupied by two individuals who bought it in November 2016.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address610 W CHICAGO ST, ELGIN, IL 60123-6234
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2016 · Amount on File
Deed SaleNov 16, 2016 · Amount on File
Deed Document Number201663391
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 610 W Chicago St was $4,758 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,758.00 Homeowner's exemption$70,370 (+8.57%) Land $18,882 Building $51,488$211,194 (+8.57%) Land $56,669 Building $154,526
2024$64,816 Land $17,392 Building $47,424$194,526 Land $52,197 Building $142,329
2022$4,109.00 (+4.87%) Homeowner's exemption$53,393 (+6.96%) Land $14,327 Building $39,066$160,179 (+6.96%) Land $42,981 Building $117,198
2021$3,918.00 Homeowner's exemption$49,919 Land $13,395 Building $36,524$149,757 Land $40,185 Building $109,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 W Chicago St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 610 W Chicago St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on W Chicago St

Nearby Streets

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