541 Post Rd, Saint Charles, IL 60174 Property Records

Kane County property record for 541 Post Rd, Saint Charles, IL 60174 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,019 sqft · built 1966
Lot Size	0.287 acres (12,499 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Feb 2016)
Tax Bill	$9,178 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-179-015`

Property Details

APN / Parcel Number

Primary APN	`09-26-179-015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,019 sqft Living Area
Basement Area	667 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,499 sqft (0.287 acres)
Lot Dimensions	155 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	541 POST RD
City	SAINT CHARLES
State	IL
Zip	60174-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 4 OF SURREY HILL
Legal Subdivision	SURREY HILL WOODS
Legal Block	4
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2016
Census Tract	852005

Owner

Source: Kane County records · APN 09-26-179-015

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	541 POST RD, SAINT CHARLES, IL 60174-2329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2016 · Amount on Record
Deed Sale	Feb 25, 2016 · Amount on Record
Prior Sale	May 15, 2012 · Amount on Record
Deed Document Number	20169147
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	541 POST RD, ST CHARLES, IL 60174-2329
Transaction Type	Mortgage
Record Updated	Oct 05, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073189
Date	Sep 27, 2021
Instrument	2021K073189

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,178.00 (+3.04%) Homeowner's exemption
2024		$133,208 (+14.52%) Land $48,411 Building $84,797	$399,784 (+14.57%) Land $145,291 Building $254,493
2022	$8,907.00 (+4.14%) Homeowner's exemption	$116,315 (+4.91%) Land $44,271 Building $72,044	$348,945 (+4.91%) Land $132,813 Building $216,132
2021	$8,553.00 Homeowner's exemption	$110,871 Land $42,199 Building $68,672	$332,613 Land $126,597 Building $206,016

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898520052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Not exposed less than 1% of the US · less than 1% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.