Kane County property record for 514 Post Rd, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,528 sqft · built 1972 |
| Lot Size | 0.285 acres (12,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Sep 2023) |
| Tax Bill | $9,165 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-180-020 |
| Primary APN | 09-26-180-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| 1st Floor Area | 1,528 sqft |
| Basement Area | 1,260 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Level |
| Exterior Material | Frame/Wood |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,400 sqft (0.285 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 514 POST RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SURREY HILL LOT 11 & SLY 10 FT OF LOT 12 BLK 5 |
| Legal Subdivision | SURREY HILL |
| Legal Block | 5 |
| Legal Lot Number | 11,12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 852005 |
Source: Kane County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 514 POST RD, SAINT CHARLES, IL 60174-2330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Sep 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Jun 17, 2021 | Transfer on Death Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on Record |
| Deed Sale | Sep 27, 2023 · Amount on Record |
| Prior Sale | Jan 17, 1996 · Amount on Record |
| Deed Document Number | 202333703 |
| Prior Transfer Date | Jun 10, 2021 |
| Prior Transfer Doc | 0000046497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 27, 2023 |
| Property Address | 514 POST RD, SAINT CHARLES, IL 60174-2330 |
| Document Number | 0000033703 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 2023K033703 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 POST RD, SAINT CHARLES, IL 60174-2330 |
| Document Number | 0000033704 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 2023K033704 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.99% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 17, 2021 |
| Property Address | 514 POST RD, SAINT CHARLES, IL 60174-2330 |
| Document Number | 0000046497 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 2021K046497 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 POST RD, 514, SAINT CHARLES, IL 60174-2330 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1801 OAK ST # 1201, 1201, NORTH AURORA, IL 60542-2068 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,165.00 (+10.58%) | $138,679 (+4.26%) Land $52,540 Building $86,139 | $416,203 (+4.26%) Land $157,683 Building $258,520 |
| 2024 | $133,014 (+17.04%) Land $48,411 Building $84,603 | $399,202 (+17.08%) Land $145,291 Building $253,911 | |
| 2022 | $8,288.00 (+4.41%) Homeowner's exemption | $113,653 (+4.91%) Land $44,271 Building $69,382 | $340,959 (+4.91%) Land $132,813 Building $208,146 |
| 2021 | $7,938.00 Homeowner's exemption | $108,334 Land $42,199 Building $66,135 | $325,002 Land $126,597 Building $198,405 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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