Kane County property record for 526 Post Rd, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,494 sqft · built 1971 |
| Lot Size | 0.32 acres (13,950 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,250 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-180-021 |
| Primary APN | 09-26-180-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,494 sqft Living Area |
| Basement Area | 992 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,950 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 526 POST RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 007-HNTWD,SURRY,LNGM |
| Legal Subdivision | SURREY HILL WOODS |
| Legal Block | 2 |
| Legal Lot Number | 13,14 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 852005 |
Source: Kane County records · APN 09-26-180-021
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 526 POST RD, SAINT CHARLES, IL 60174-2330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · VA Mortgage NEST HOME LENDING LLC |
| Nov 27, 2023 | Intrafamily Transfer, Transfer · VA Mortgage PLANET HOME LENDING LLC |
| Nov 29, 2022 | Warranty Deed, Transfer · VA Mortgage GREENSTATE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 |
| Deed Sale | Nov 27, 2023 |
| Prior Sale | Nov 29, 2022 · Amount on Record |
| Deed Document Number | 202341292 |
| Prior Transfer Date | Nov 16, 2023 |
| Prior Transfer Doc | 0000041292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 13, 2026 |
| Property Address | 526 POST RD, SAINT CHARLES, IL 60174-2330 |
| Document Number | 0000014620 |
| Instrument Date | Apr 06, 2026 |
| Instrument | 202614620 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 526 POST RD, SAINT CHARLES, IL 60174-2330 |
| Document Number | 0000014620, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 202614620 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 27, 2023 |
| Property Address | 526 POST RD, ST CHARLES, IL 60174-2330 |
| Document Number | 0000041292 |
| Instrument Date | Nov 16, 2023 |
| Instrument | 2023K041292 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 526 POST RD, SAINT CHARLES, IL 60174-2330 |
| Document Number | 0000041293 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 2023K041293 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.87% |
| Index | FHLBNY's 5-Year Index |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 29, 2022 |
| Property Address | 526 POST RD, ST CHARLES, IL 60174-2330 |
| Document Number | 0000056640 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022K056640 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 526 POST RD, SAINT CHARLES, IL 60174-2330 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 210 S 10TH AVE, SAINT CHARLES, IL 60174-3104 |
| Document Number | 0000056641 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 2022K056641 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,250.00 | $154,150 (+4.01%) Land $52,540 Building $101,610 | $462,635 (+4.01%) Land $157,683 Building $304,952 |
| 2024 | $148,210 (+16.83%) Land $48,411 Building $99,799 | $444,808 (+16.87%) Land $145,291 Building $299,517 | |
| 2022 | $8,501.00 (-5.18%) Disabled Person's exemption Veteran's exemption | $126,863 (+4.91%) Land $44,271 Building $82,592 | $380,589 (+4.91%) Land $132,813 Building $247,776 |
| 2021 | $8,965.00 Homeowner's exemption | $120,926 Land $42,199 Building $78,727 | $362,778 Land $126,597 Building $236,181 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 100 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES serves 33,081 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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