1. Home
  2. California
  3. Santa Cruz County
  4. Watsonville
  5. Joyce Dr

541 Joyce Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 541 Joyce Dr, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,275 sqft · built 1987
Lot Size0.119 acres (5,184 sqft)
OwnerIndividual Name on Record
Last Sale$600,000 (Mar 2024)
Tax Bill$7,776 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN017-456-11

Property Details

APN / Parcel Number

Primary APN017-456-11
Alternative APN
  • 017-456-11-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,275 sqft Living Area
Gross Area1,705 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeWood
Roof MaterialWood Shingle
Lot Area5,184 sqft (0.119 acres)
Garage TypeAttached
Garage Area430 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address541 JOYCE DR
CityWATSONVILLE
StateCA
Zip95076-3569
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 718
Legal SubdivisionBAY VILLAGE 05 TR 718
Legal Tract718
Legal Lot Number483
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1018
Census Tract110101

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address541 JOYCE DR, WATSONVILLE, CA 95076-3569
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2024 · Amount on Record
Deed SaleMar 22, 2024 · Amount on Record
Prior SaleMay 18, 1994 · Amount on Record
Deed Document Number20245285
Prior Transfer DateDec 22, 1999
Prior Transfer Doc0000080383
Record UpdatedSep 20, 2026

March 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 22, 2024
Property Address541 JOYCE DR, WATSONVILLE, CA 95076-3569
Document Number0000005285
Map ReferenceMB 62 PG 55
Instrument DateMar 19, 2024
Instrument2024-0005285
Transaction TypeTransfer
Record UpdatedApr 5, 2024
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 JOYCE DR, WATSONVILLE, CA 95076-3569

Mortgage

Document Number0000005286
DateMar 22, 2024
Instrument2024-0005286
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$624,240 (+2%) Land $405,756 Building $218,484
2025$7,776.00 (+236.92%) Homeowner's exemption$612,000 (+226.61%) Land $397,800 Building $214,200
2023$2,308.00 (+1.81%)$187,380 Land $65,681 Building $121,699$569,340
2022$2,267.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims3 (2022–2023)
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Cruzio
Fixed Wireless		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

Nearby Properties on Joyce Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures