535 Joyce Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 535 Joyce Dr, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,768 sqft · built 1986
Lot Size	0.109 acres (4,748 sqft)
Owner	2 Company Names on Record
Last Sale	$700,000 (Mar 2026)
Tax Bill	$5,960 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`017-456-12`

Property Details

APN / Parcel Number

Primary APN	`017-456-12`
Alternative APN	`017-456-12-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,768 sqft Living Area
Gross Area	2,199 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	4,748 sqft (0.109 acres)
Garage Type	Attached
Garage Area	431 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	535 JOYCE DR
City	WATSONVILLE
State	CA
Zip	95076-3569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 718 LOT 482
Legal Subdivision	BAY VILLAGE
Legal Tract	718
Legal Lot Number	482
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1018
Census Tract	110101

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	21551 BROOKHURST ST, 121, HUNTINGTON BEACH, CA 92646-8070
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 27, 2026	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Aug 29, 2003 · Amount on Record
Deed Document Number	20266712
Prior Transfer Date	Jun 4, 2009
Prior Transfer Doc	0000027872
Record Updated	Sep 20, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 27, 2026
Property Address	535 JOYCE DR, WATSONVILLE, CA 95076-3569
Document Number	0000006712
Map Reference	MB 62 PG 55
Instrument Date	Mar 24, 2026
Instrument	2026-0006712
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 JOYCE DR, WATSONVILLE, CA 95076-3569

Mortgage

Document Number	0000006714
Date	Mar 27, 2026
Instrument	2026-0006714

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 27, 2026
Property Address	535 JOYCE DR, WATSONVILLE, CA 95076-3569
Document Number	0000006713
Map Reference	MB 62 PG 55
Instrument Date	Mar 4, 2026
Instrument	2026-0006713
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 JOYCE DR, WATSONVILLE, CA 95076-3569

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,676 (+2%) Land $285,406 Building $190,270
2025	$5,960.00 (+11.76%) Homeowner's exemption	$466,349 (+4.04%) Land $279,809 Building $186,540
2024	$5,333.00 (+1.56%)
2023	$5,251.00 (+1.8%) Homeowner's exemption	$448,240 Land $268,944 Building $179,296	$573,750
2022	$5,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	3 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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