529 Joyce Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 529 Joyce Dr, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,064 sqft · built 1987
Lot Size	0.091 acres (3,964 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Sep 2023)
Tax Bill	$3,059 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2023 Transfer
Flood Zone	Zone X (moderate risk)
APN	`017-456-13`

Property Details

APN / Parcel Number

Primary APN	`017-456-13`
Alternative APN	`017-456-13-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	3,964 sqft (0.091 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	529 JOYCE DR
City	WATSONVILLE
State	CA
Zip	95076-3569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 718
Legal Subdivision	BAY VILLAGE
Legal Tract	718
Legal Lot Number	481
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1018
Census Tract	110101

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	529 JOYCE DR, WATSONVILLE, CA 95076-3569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 18, 2023	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Deed Document Number	202317580
Prior Transfer Date	Sep 15, 2023
Prior Transfer Doc	0000017579
Record Updated	Sep 20, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 18, 2023
Property Address	529 JOYCE DR, WATSONVILLE, CA 95076-3569
Document Number	0000017580
Map Reference	MB 62 PG 55
Instrument Date	Sep 15, 2023
Instrument	2023-0017580
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$654.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	529 JOYCE DR, WATSONVILLE, CA 95076-3569

Mortgage

Document Number	0000017581
Date	Sep 18, 2023
Instrument	2023-0017581

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 18, 2023
Property Address	529 JOYCE DR, WATSONVILLE, CA 95076-3569
Document Number	0000017579
Map Reference	MB 62 PG 55
Instrument Date	Sep 15, 2023
Instrument	2023-0017579
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	617 E LAKE AVE, WATSONVILLE, CA 95076-3508

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,304 (+2%) Land $115,652 Building $115,652
2025	$3,059.00 (+520.49%)	$226,768 (+499.9%) Land $113,384 Building $113,384
2023	$493.00 (+2.49%) Homeowner's exemption	$37,801 Land $16,209 Building $21,592	$519,840
2022	$481.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	3 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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