535 John Pitman Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 535 John Pitman Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,244 sqft · built 2020
Lot Size	0.31 acres (13,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$591,024 (Dec 2020)
Tax Bill	$7,776 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T181500070`

Property Details

APN / Parcel Number

Primary APN	`T181500070`
Alternative APN	`3-0106-C569-00-0010.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,244 sqft Living Area
Gross Area	5,600 sqft
1st Floor Area	2,398 sqft
Basement Area	2,356 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Stone/Vinyl
Lot Area	13,499 sqft (0.31 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T181500070
Street Address	535 JOHN PITMAN DR
City	SAINT CHARLES
State	MO
Zip	63304-7572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY AT PATRIOTS RIDGE LOT 10
Legal Subdivision	LEGACY AT PATRIOTS RIDGE
Legal Lot Number	10
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3002
Census Tract	311124

Owner

Source: St. Charles County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	535 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit SCOTT CREDIT UNION
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMRES CORPORATION
Dec 22, 2020	Warranty Deed, Subdivision Related Transfer CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	2020100674
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jul 8, 2026
Property Address	535 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Document Number	0000031796
Instrument Date	Jun 18, 2026
Instrument	202631796
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572

Mortgage

Document Number	0000031796,
Date	Jul 8, 2026
Instrument	202631796

Lender

Name	SCOTT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	535 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572

Mortgage

Document Number	0000007103
Date	Feb 27, 2023
Instrument	2023R-007103

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	535 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572

Mortgage

Document Number	2021R066277
Date	Aug 6, 2021
Instrument	2021R-066277

Lender

Name	AMRES CORPORATION
Type	Mortgage Company
Address	FEASTERVILLE TREVOSE, PA 19053

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 22, 2020
Property Address	535 JOHN PITMAN DR, SAINT CHARLES, MO 63304-7572
Document Number	0000100674
Instrument Date	Dec 18, 2020
Instrument	100674
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 17, 2021
Title Company	SYNERGY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 JOHN PITMAN DR COTTLEVILLE MO 633047572, COTTLEVILLE, MO 63304-7572

Mortgage

Document Number	100675
Date	Dec 22, 2020
Instrument	100675

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,552 (-)	$666,069 (-) Land $80,000 Building $586,069
2025	$7,776.00	$126,552 (+4.75%)	$666,069 (+4.75%) Land $80,000 Building $586,069
2023		$120,819
2022			$635,883 Land $80,000 Building $555,883

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Brightspeed, Verizon.

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