541 Iris Ln, San Ramon, CA 94582 Property Records

Contra Costa County property record for 541 Iris Ln, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,375 sqft · built 1992
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individuals on Record
Last Sale	$899,000 (Mar 2004)
Tax Bill	$15,488 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`217-401-016-1`

Property Details

APN / Parcel Number

Primary APN	`217-401-016-1`
Alternative APN	`217-401-016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,375 sqft Living Area
1st Floor Area	1,730 sqft
2nd Floor Area	1,645 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	541 IRIS LN
City	SAN RAMON
State	CA
Zip	94582-5539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7015 L54
Legal Subdivision	WEST BRANCH SUB 7015
Legal Tract	7015
Legal Lot Number	54
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3004
Census Tract	355121

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	541 IRIS LN, SAN RAMON, CA 94582-5539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · Line of Credit PROVIDENT CU
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU
Aug 2, 2017	Quit Claim Deed, Transfer PROVIDENT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2004 · Amount on Record
Deed Sale	Mar 26, 2004 · Amount on Record
Prior Sale	Nov 30, 2000 · Amount on Record
Deed Document Number	2004101672
Last Transfer Date	Jul 28, 2017
Transfer Doc	0000138882
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	541 IRIS LN, SAN RAMON, CA 94582-5539
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 IRIS LN, SAN RAMON, CA 94582-5539

Mortgage

Document Number	0000053395
Date	Jun 6, 2023
Instrument	2023-053395

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	541 IRIS LN, SAN RAMON, CA 94582-5539
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 IRIS LN, SAN RAMON, CA 94582-5539

Mortgage

Document Number	0000336108
Date	Dec 10, 2021
Instrument	2021-336108

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	541 IRIS LN, SAN RAMON, CA 94582-5539
Document Number	0000036161
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	541 IRIS LN SAN RAMON CA 945825539, SAN RAMON, CA 94582-5539

Mortgage

Document Number	0000036161
Date	Feb 26, 2020
Instrument	36161

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 2, 2017
Property Address	541 IRIS LN, SAN RAMON, CA 94582-5539
Document Number	0000138882
Instrument Date	Jul 28, 2017
Instrument	138882
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	541 IRIS LN SAN RAMON CA 945825539, SAN RAMON, CA 94582-5539

Mortgage

Document Number	138883
Date	Aug 2, 2017
Instrument	138883

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,303,737 (+2%) Land $591,684 Building $712,053
2025	$15,488.00 (+3.99%) Homeowner's exemption	$1,278,175 (+4.04%) Land $580,083 Building $698,092
2023	$14,894.00 (+0.89%) Homeowner's exemption	$1,228,543 Land $557,558 Building $670,985
2022	$14,762.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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