520 Iris Ln, San Ramon, CA 94582 Property Records

Contra Costa County property record for 520 Iris Ln, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,871 sqft · built 1992
Lot Size	0.158 acres (6,900 sqft)
Owner	Company Name on File
Last Sale	$555,000 (Mar 1998)
Tax Bill	$11,241 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`217-401-013-8`

Property Details

APN / Parcel Number

Primary APN	`217-401-013-8`
Alternative APN	`217-401-013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,871 sqft Living Area
Gross Area	4,465 sqft
1st Floor Area	1,847 sqft
2nd Floor Area	2,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Stucco
Roof Material	Tile
Lot Area	6,900 sqft (0.158 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	520 IRIS LN
City	SAN RAMON
State	CA
Zip	94582-5539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7015 L51
Legal Subdivision	WEST BRANCH SUB 7015
Legal Tract	7015
Legal Lot Number	51
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3004
Census Tract	355121

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	520 IRIS LN, SAN RAMON, CA 94582-5539
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 5, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 1998 · Amount on Record
Deed Sale	Mar 27, 1998 · Amount on Record
Deed Document Number	199864742
Last Transfer Date	Jan 14, 2006
Transfer Doc	0000077534
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	520 IRIS LN, SAN RAMON, CA 94582-5539
Document Number	0000068163
Instrument Date	Apr 4, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	520 IRIS LN SAN RAMON CA 945825539, SAN RAMON, CA 94582-5539

Mortgage

Document Number	0000068163
Date	Apr 9, 2020
Instrument	68163

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	520 IRIS LN, SAN RAMON, CA 94582-5539
Document Number	0000205709
Instrument Date	Dec 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	520 IRIS LN SAN RAMON CA 945825539, SAN RAMON, CA 94582-5539

Mortgage

Document Number	0000205709
Date	Dec 26, 2018
Instrument	205709

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$903,903 (+2%) Land $342,014 Building $561,889
2025	$11,241.00 (+4.15%) Homeowner's exemption	$886,180 (+4.04%) Land $335,308 Building $550,872
2023	$10,793.00 (+0.94%) Homeowner's exemption	$851,771 Land $322,289 Building $529,482
2022	$10,692.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Communications, LLC. Fixed Wireless	250 / 100

May also be available: T-Mobile USA.

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