517 Iris Ln, San Ramon, CA 94582 Property Records

Contra Costa County property record for 517 Iris Ln, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,871 sqft · built 1992
Lot Size	0.169 acres (7,345 sqft)
Owner	2 Company Names on Record
Last Sale	$2,550,000 (Jun 2022)
Tax Bill	$28,206 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`217-401-022-9`

Property Details

APN / Parcel Number

Primary APN	`217-401-022-9`
Alternative APN	`217-401-022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,871 sqft Living Area
1st Floor Area	1,847 sqft
2nd Floor Area	2,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Tile
Lot Area	7,345 sqft (0.169 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	517 IRIS LN
City	SAN RAMON
State	CA
Zip	94582-5539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7015 L60
Legal Subdivision	WEST BRANCH SUB 7015
Legal Tract	7015
Legal Lot Number	60
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3004
Census Tract	355121

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	517 IRIS LN, SAN RAMON, CA 94582-5539
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 27, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 25, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 1, 2022	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK
Oct 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 19, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	Jan 19, 2017 · Amount on Record
Deed Document Number	202292337
Prior Transfer Date	Sep 29, 2017
Prior Transfer Doc	0000182594
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	517 IRIS LN, SAN RAMON, CA 94582-5539
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 IRIS LN, SAN RAMON, CA 94582-5539

Mortgage

Document Number	0000199217
Date	Jul 14, 2021
Instrument	2021-199217

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 27, 2026
Property Address	517 IRIS LN, SAN RAMON, CA 94582-5539
Document Number	0000019454
Map Reference	MB 337 PG 4
Instrument Date	Feb 23, 2026
Instrument	2026- 019454
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 IRIS LN, SAN RAMON, CA 94582-5539

Mortgage

Document Number	0000019455
Date	Feb 27, 2026
Instrument	2026- 019455

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Max Rate	10.1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	517 IRIS LN, SAN RAMON, CA 94582-5539
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000174184
Date	Sep 25, 2017
Instrument	2017-174184

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 12, 2047

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 1, 2022
Property Address	517 IRIS LN, SAN RAMON, CA 94582-5539
Document Number	0000092337
Map Reference	MB 337 PG 4
Instrument Date	Apr 14, 2022
Instrument	2022-092337
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	517 IRIS LN, SAN RAMON, CA 94582-5539

Mortgage

Document Number	0000092338
Date	Jun 1, 2022
Instrument	2022-092338

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 1, 2029
Min Rate At Change	2.87%
Max Rate At Change	10.5%
Index	Other
Max Rate	10.5%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 5, 2017
Property Address	517 IRIS LN, SAN RAMON, CA 94582-5539
Document Number	0000182594
Instrument Date	Sep 29, 2017
Instrument	182594
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	517 IRIS LN SAN RAMON CA 945825539, SAN RAMON, CA 94582-5539

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 19, 2017
Property Address	517 IRIS LN, SAN RAMON, CA 94582-5539
Document Number	0000011308
Map Reference	MB337 PG4
Instrument Date	Jan 13, 2017
Instrument	2017-011308
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	517 IRIS LN, SAN RAMON, CA 94582-5539

Mortgage

Document Number	0000011310
Date	Jan 19, 2017
Instrument	2017-011310

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Mortgage

Document Number	0000011311
Date	Jan 19, 2017
Instrument	2017-011311

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 19, 2022

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,453,000 (-) Land $1,442,942 Building $1,010,058
2025	$28,206.00 (+3.06%) Homeowner's exemption	$2,453,000 (+3.28%) Land $1,442,942 Building $1,010,058
2023	$27,368.00 (+56.62%) Homeowner's exemption	$2,375,000 Land $1,325,000 Building $1,050,000
2022	$17,474.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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