Middlesex County and Middlesex Borough property record for 541 Giles Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,219 sqft · built 1953 |
| Lot Size | 0.084 acres (3,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Apr 2024) |
| Tax Bill | $9,328 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Oct 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00300-0000-00024 |
| Primary APN | 10-00300-0000-00024 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,219 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 3,663 sqft (0.084 acres) |
| Lot Dimensions | 100 ft deep x 64 ft wide |
| Street Address | 541 GILES AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | 36.64X100 |
| Legal Subdivision | WATCHUNG ESTATES |
| Legal Block | 300 |
| Legal Lot Number | 24 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 200 |
Source: Middlesex County and Middlesex Borough records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 541 GILES AVE, MIDDLESEX, NJ 08846-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Oct 17, 2023 | Deed of Trust, Mortgage CHRISTOPHER W OLIVE |
| Feb 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALEXANDER PAYAN |
| Jun 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 18, 2019 | Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Jan 11, 2017 | Quit Claim Deed, Mortgage · FHA Mortgage FM HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2024 · Amount on Record |
| Deed Sale | Apr 3, 2024 · Amount on Record |
| Prior Sale | Apr 18, 2019 · Amount on Record |
| Deed Document Number | 202418329 |
| Deed Book / Page | 19431 / 273 |
| Prior Transfer Date | Dec 6, 2016 |
| Prior Transfer Doc | 201701110268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Apr 3, 2024 |
| Property Address | 541 GILES AVE, MIDDLESEX, NJ 08846-2408 |
| Document Number | 0000018329 |
| Book / Page | 19431 / 273 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 2024018329 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Title Company | FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,079.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 HAMPTON GDNS, MIDDLESEX, NJ 08846-2186 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 541 GILES AVE, MIDDLESEX, NJ 08846-2408 |
| Document Number | 0000018330 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 19431/279 |
| Instrument | 2024018330 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 541 GILES AVE, MIDDLESEX, NJ 08846-2408 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2023 |
| Title Company | ABC TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 541 GILES AVE, MIDDLESEX, NJ 08846-2408 |
| Document Number | 0000061375 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 19322/1051 |
| Instrument | 2023061375 |
| Name | CHRISTOPHER W OLIVE |
|---|---|
| Type | Private Party |
| Address | 14 TROUT BROOK LN, MENDHAM, NJ 07945 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 541 GILES AVE, MIDDLESEX, NJ 08846-2408 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 541 GILES AVE, MIDDLESEX, NJ 08846-2408 |
| Document Number | 0000011808 |
|---|---|
| Date | Feb 24, 2023 |
| Book Page | 19158/35 |
| Instrument | 2023011808 |
| Name | ALEXANDER PAYAN |
|---|---|
| Type | Private Party |
| Address | 116 KIPLING ROAD, ELIZABETH, NJ |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 16, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 541 GILES AVE, MIDDLESEX, NJ 08846-2408 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 541 GILES AVE, MIDDLESEX, NJ 08846-2408 |
| Document Number | 0000054437 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 18951/1863 |
| Instrument | 2022054437 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Apr 18, 2019 |
| Property Address | 541 GILES AVE, MIDDLESEX, NJ 08846-2408 |
| Document Number | 2019028629 |
| Book / Page | 17473 / 1407 |
| Map Reference | MAP 715 FILE 392 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 2019028629 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | ALL AHEAD TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,832.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 887 BEECHWOOD AVE, 887, MIDDLESEX, NJ 08846-1208 |
| Name | Verified Name |
|---|---|
| Address | 541 GILES AVE, MIDDLESEX, NJ 08846-2408 |
| Document Number | 2019028630 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 2019028630 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jan 11, 2017 |
| Property Address | 541 GILES AVE, MIDDLESEX, NJ 08846-2408 |
| Document Number | 0000000688 |
| Book / Page | 006918 / 000662 |
| Instrument Date | Dec 6, 2016 |
| Instrument | 688 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 541 GILES AVE MIDDLESEX NJ 088462408, MIDDLESEX, NJ 08846-2408 |
| Document Number | 1039 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 016619/000787 |
| Instrument | 1039 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 10, 2037 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $477,500 (+8.52%) Land $131,200 Building $346,300 | $477,500 (+8.52%) Land $131,200 Building $346,300 | |
| 2025 | $9,328.00 (+3.13%) | $440,000 (+12.56%) Land $131,200 Building $308,800 | $440,000 (+12.56%) Land $131,200 Building $308,800 |
| 2024 | $9,045.00 (+13.46%) | ||
| 2023 | $390,900 Land $131,200 Building $259,700 | $390,900 Land $131,200 Building $259,700 | |
| 2022 | $7,972.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2014) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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