528 Giles Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 528 Giles Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,507 sqft · built 1972
Lot Size	0.155 acres (6,769 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Sep 2023)
Tax Bill	$9,843 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00299-0000-00018-01`

Property Details

APN / Parcel Number

Primary APN	`10-00299-0000-00018-01`
Alternative APN	`1000299000000018000A`

Interior

Stories	2 Stories
Building Area	1,507 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	6,769 sqft (0.155 acres)

Location & Zoning

Street Address	528 GILES AVE
City	MIDDLESEX
State	NJ
Zip	08846-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Description	6768 SF 19-20
Legal Subdivision	WATCHUNG ESTATES
Legal Block	299
Legal Lot Number	18.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	3
Census Block	3013
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	528 GILES AVE, MIDDLESEX, NJ 08846-2407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Jun 15, 2021 · Amount on Record
Deed Document Number	202353793
Deed Book / Page	19296 / 1578
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 15, 2021
Property Address	528 GILES AVE, MIDDLESEX, NJ 08846-2407
Document Number	0000078965
Book / Page	18493 / 389
Instrument Date	May 17, 2021
Instrument	2021078965
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	COUNSELLORS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,205.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 MAPLE ST, 206, MIDDLESEX, NJ 08846-1024

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	528 GILES AVE, MIDDLESEX, NJ 08846-2407

Mortgage

Document Number	0000078966
Date	Jun 15, 2021
Instrument	2021078966

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,800 (+7.86%) Land $138,400 Building $362,400	$500,800 (+7.86%) Land $138,400 Building $362,400
2025	$9,843.00 (-2.77%)	$464,300 (+6.13%) Land $138,400 Building $325,900	$464,300 (+6.13%) Land $138,400 Building $325,900
2024	$10,123.00 (+5.84%)
2023		$437,500 Land $138,400 Building $299,100	$437,500 Land $138,400 Building $299,100
2022	$9,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20