520 Giles Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 520 Giles Ave, Middlesex, NJ 08846

Property Summary

Property TypeSingle Family Home
Details1,224 sqft · built 1953
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Mar 2019)
Tax Bill$9,292 (2025)
Deeds & MortgagesMar 2022 Mortgage
Mar 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-00299-0000-00011

Property Details

APN / Parcel Number

Primary APN10-00299-0000-00011
Alternative APN
  • 100029900011

Interior

Stories1 Story
Building Area1,224 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide

Location & Zoning

Street Address520 GILES AVE
CityMIDDLESEX
StateNJ
Zip08846-2407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR50
Legal Description75X100 12-13
Legal SubdivisionWATCHING ESTATES
Legal Block299
Legal Lot Number11
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMIDDLESEX
Census Block Group3
Census Block3013
Census Tract200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address520 GILES AVE, MIDDLESEX, NJ 08846-2407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
SOMERSET SAVINGS BANK SLA
Mar 8, 2019Bargain and Sale Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 15, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2019 · Amount on Record
Deed SaleMar 8, 2019 · Amount on Record
Prior SaleAug 15, 2018 · Amount on Record
Deed Document Number201917697
Deed Book / Page17441 / 381
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address520 GILES AVE, MIDDLESEX, NJ 08846-2407
Transaction TypeMortgage
Record UpdatedApr 12, 2022
Title CompanyRMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030567
DateMar 23, 2022
Book Page18871/819
Instrument2022030567
Lender
NameSOMERSET SAVINGS BANK SLA
TypeBank
AddressBOUND BROOK, NJ 08805
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

March 2019: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMIDDLESEX NJ
Recording DateMar 8, 2019
Property Address520 GILES AVE, MIDDLESEX, NJ 08846-2407
Document Number201900017697
Book / Page17441 / 0381
Map ReferenceMAP 715
Instrument DateMar 2, 2019
Instrument201900017697
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyEAST COAST TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,793.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 ELKINS RD, 11, EAST BRUNSWICK, NJ 08816-2006

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 GILES AVE, MIDDLESEX, NJ 08846-2407

Mortgage

Document Number201900017698
DateMar 8, 2019
Instrument201900017698
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMIDDLESEX NJ
Recording DateAug 15, 2018
Property Address520 GILES AVE, MIDDLESEX, NJ 08846-2407
Document Number0000071866
Book / Page017267 / 001895
Instrument DateAug 8, 2018
Instrument71866
Transaction TypeTransfer
Record UpdatedAug 30, 2018

Transaction

AmountAmount Recorded
Tax$200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11 ELKINS RD EAST BRUNSWICK NJ 088162006, EAST BRUNSWICK, NJ 08816-2006

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMiddlesex Borough
Unified School DistrictMiddlesex Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$473,400 (+8.01%) Land $139,300 Building $334,100$473,400 (+8.01%) Land $139,300 Building $334,100
2025$9,292.00 (+1.66%)$438,300 (+10.96%) Land $139,300 Building $299,000$438,300 (+10.96%) Land $139,300 Building $299,000
2024$9,140.00 (+2.57%)
2023$395,000 Land $139,300 Building $255,700$395,000 Land $139,300 Building $255,700
2022$8,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1978–2014)
Claims Outside the SFHA3 of 6
Most Recent ClaimMay 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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