541 Coover Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 541 Coover Rd, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,728 sqft · built 2001
Lot Size	0.283 acres (12,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jan 2007)
Tax Bill	$6,860 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-810-90101518`

Property Details

APN / Parcel Number

Primary APN	`02-810-90101518`
Alternative APNs	`2-810-90101518` `81090101518`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,728 sqft Living Area
Gross Area	3,128 sqft
1st Floor Area	1,619 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,321 sqft (0.283 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	81090101518
Street Address	541 COOVER RD
City	ANNAPOLIS
State	MD
Zip	21401-6973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 15 THE OVERLOOK AT BROAD CR
Legal Subdivision	THE OVERLOOK AT BROAD CR
Legal Block	3
Legal Lot Number	15
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3002
Census Tract	751600

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	541 COOVER RD, ANNAPOLIS, MD 21401-6973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2007 · Amount on Record
Deed Sale	Jan 3, 2007 · Amount on Record
Prior Sale	Jan 3, 2007 · Amount on Record
Deed Document Number	2007142
Deed Book / Page	18645 / 50
Last Transfer Date	Apr 26, 2021
Transfer Doc	0367870449
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 15, 2021
Property Address	541 COOVER RD, ANNAPOLIS, MD 21401-6973
Document Number	0367870449
Book / Page	36787 / 449
Map Reference	MB 224PG35&36PL11761
Instrument Date	Apr 26, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	541 COOVER RD, ANNAPOLIS, MD 21401-6973

Mortgage

Document Number	0036787455
Date	May 15, 2021
Instrument	36787/455

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$602,700 (+3.59%) Land $193,700 Building $409,000	$602,700 (-) Land $193,700 Building $409,000
2025	$6,860.00 (+3.25%)	$581,800 (+7.74%)	$602,700 (+11.61%) Land $193,700 Building $409,000
2024	$6,644.00 (+12.69%)
2023	$5,896.00	$540,000 Land $193,700 Building $346,300	$540,000 Land $193,700 Building $346,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20