532 Coover Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 532 Coover Rd, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,296 sqft · built 1990
Lot Size0.191 acres (8,326 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (May 2015)
Tax Bill$5,159 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Flood ZoneZone X (minimal risk)
APN02-892-90054425

Property Details

APN / Parcel Number

Primary APN02-892-90054425
Alternative APNs
  • 289290054425
  • 89290054425

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,296 sqft Living Area
Gross Area2,696 sqft
1st Floor Area1,616 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,326 sqft (0.191 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area12 sqft
Deck Area144 sqft
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number89290054425
Street Address532 COOVER RD
CityANNAPOLIS
StateMD
Zip21401-6922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 78 PL 3 AREA 8 HERITAGE HARBOUR
Legal SubdivisionHERITAGE HARBOUR
Legal Block3
Legal Lot Number78
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3002
Census Tract751600

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address532 COOVER RD, ANNAPOLIS, MD 21401-6922
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2015 · Amount on Record
Deed SaleMay 29, 2015 · Amount on Record
Prior SaleNov 13, 2007 · Amount on Record
Deed Book / Page28426 / 196
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address532 COOVER RD, ANNAPOLIS, MD 21401-6922
Transaction TypeMortgage
Record UpdatedJan 22, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address532 COOVER RD, ANNAPOLIS, MD 21401-6922

Mortgage

Document Number0419670377
DateJan 6, 2026
Book Page41967/377
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$559,000 (+25.08%) Land $232,900 Building $326,100$559,000 (+25.08%) Land $232,900 Building $326,100
2025$5,159.00 (+17.12%)
2023$4,405.00 Homeowner's exemption$446,900 Land $212,900 Building $234,000$446,900 Land $212,900 Building $234,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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