543 Coover Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 543 Coover Rd, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,602 sqft · built 2001
Lot Size0.301 acres (13,107 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (May 2016)
Tax Bill$7,072 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN02-810-90101519

Property Details

APN / Parcel Number

Primary APN02-810-90101519
Alternative APNs
  • 281090101519
  • 81090101519

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,602 sqft Living Area
Gross Area4,043 sqft
1st Floor Area1,493 sqft
Basement Area1,035 sqft
Finished Basement1,035 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,107 sqft (0.301 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
Patio Area295 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number81090101519
Street Address543 COOVER RD
CityANNAPOLIS
StateMD
Zip21401-6973
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 16 THE OVERLOOK AT BROAD CR
Legal SubdivisionTHE OVERLOOK AT BROAD CR
Legal Block3
Legal Lot Number16
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3002
Census Tract751600

Owner

543 Coover Rd is owned and occupied by two individuals who bought it in May 2016.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address543 COOVER RD, ANNAPOLIS, MD 21401-6973
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Mar 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2016 · Amount on File
Deed SaleMay 6, 2016 · Amount on File
Prior SaleAug 18, 2005 · Amount on File
Deed Book / Page29549 / 245
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address543 COOVER RD, ANNAPOLIS, MD 21401-6973
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address543 COOVER RD, ANNAPOLIS, MD 21401-6973

Mortgage

Document Number0361660029
DateFeb 17, 2021
Book Page36166/29
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueFeb 1, 2041

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address543 COOVER RD, ANNAPOLIS, MD 21401-6973
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0385010315
DateMar 21, 2022
Book Page38501/315
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueMar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 543 Coover Rd was $7,072 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$644,500 Land $195,400 Building $449,100$644,500 Land $195,400 Building $449,100
2025$7,072.00
2023$6,286.00 Homeowner's exemption$575,700 Land $195,400 Building $380,300$575,700 Land $195,400 Building $380,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 543 Coover Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 543 Coover Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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