541 231st St, Steger, IL 60475 Property Records

Cook County property record for 541 231st St, Steger, IL 60475 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,555 sqft · built 1995
Lot Size	1.68 acres (73,529 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jan 2001)
Tax Bill	$7,277 (2023)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`32-34-400-044`

Property Details

APN / Parcel Number

Primary APN	`32-34-400-044`
Alternative APN	`32-34-400-044-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,555 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	73,529 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	541 231ST ST
City	STEGER
State	IL
Zip	60475-5908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	14E
Legal Township	35N
Legal Section	34
Jurisdiction	COOK IL
Township / Civil Division	BLOOM
Census Block Group	3
Census Block	3037
Census Tract	829700

Owner

Source: Cook County records · APN 32-34-400-044

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	541 231ST ST, STEGER, IL 60475-5908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2001 · Amount on Record
Deed Sale	Jan 03, 2001 · Amount on Record
Deed Document Number	20014761
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	541 231ST ST, STEGER, IL 60475-5908
Document Number	1904649066
Instrument Date	Feb 09, 2019
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	541 231ST ST STEGER IL 604755908, STEGER, IL 60475-5908

Mortgage

Document Number	1904649066
Date	Feb 15, 2019
Instrument	4649066

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Feb 14, 2026

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bloom Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,806 (+37.81%) Land $11,029 Building $16,777	$278,060 (+37.81%) Land $110,290 Building $167,770
2023	$7,277.00 (+27.49%)
2022	$5,708.00 Homeowner's exemption	$20,177 Land $7,352 Building $12,825	$201,770 Land $73,520 Building $128,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318297003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (1979–2008)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Oct 2008, river or lake flooding
Claims By Storm	Severe Storms And Flooding, Sep 2008 · 5 claims

Wildfire

Wildfire Risk	Low above 7% of the US · above 42% of Illinois
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 118 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Surf Air Wireless, Bertram Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.