427 231st St, Steger, IL 60475 Property Records

Cook County property record for 427 231st St, Steger, IL 60475

Property Summary

Property Type	Vacant Land
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Company Names on Record
Last Sale	$118,000 (Feb 2017)
Tax Bill	$1,633 (2023)
Deeds & Mortgages	Mar 2021 Line of Credit Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-34-400-025`

Property Details

APN / Parcel Number

Primary APN	`32-34-400-025`
Alternative APN	`32-34-400-025-0000`

Exterior

Lot Area	32,670 sqft (0.75 acres)

Location & Zoning

Street Address	427 231ST ST
City	STEGER
State	IL
Zip	60475-5907
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	ARTHUR T (MCINTOSH) & COS (FIRST) ADD TO (MILLER) WO ODS SUB OF PT SH SEC 34-35-14
Legal Range	14E
Legal Township	35N
Legal Section	34
Legal Subdivision	MCINTOSH & COS FIRST ADD TO MILLER
Legal Lot Number	6,7
Jurisdiction	COOK IL
Township / Civil Division	BLOOM
Census Block Group	3
Census Block	3037
Census Tract	829700

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	437 231ST ST, STEGER, IL 60475-5907
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN COMMUNITY BANK OF INDIANA
Jun 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN COMMUNITY BANK
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN CMNTY BK/IN
Feb 1, 2017	Warranty Deed, Transfer · ARM AMERICAN COMMUNITY BANK OF INDIANA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2017 · Amount on Record
Deed Sale	Feb 1, 2017 · Amount on Record
Deed Document Number	201755118
Prior Transfer Date	Dec 21, 2016
Prior Transfer Doc	0000055118
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	427 231ST ST, STEGER, IL 60475-5907
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008528000
Date	Mar 26, 2021
Instrument	2108528000

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank
Address	SAINT JOHN, IN 46373

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	114 Months
Due	Sep 23, 2030

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	427 231ST ST, STEGER, IL 60475-5907
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015857013
Date	Jun 7, 2018
Instrument	1815857013

Lender

Name	AMERICAN COMMUNITY BANK
Type	Bank
Address	SAINT JOHN, IN 46373

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate	4.37%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	427 231ST ST, STEGER, IL 60475-5907
Document Number	2035225024
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 231ST ST STEGER IL 604755907, STEGER, IL 60475-5907

Mortgage

Document Number	2035225024
Date	Dec 17, 2020
Instrument	35225024

Lender

Name	AMERICAN CMNTY BK/IN
Address	SAINT JOHN, IN 46373

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 16, 2035

Interest

Rate	2.25%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 1, 2017
Property Address	427 231ST ST, STEGER, IL 60475-5907
Document Number	0003255118
Instrument Date	Dec 21, 2016
Instrument	1703255118
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	NOT AVAILABLE, FREEDOM TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 231ST ST, STEGER, IL 60475-5907

Mortgage

Document Number	0003255119
Date	Feb 1, 2017
Instrument	1703255119

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bloom Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,901 (+200.12%) Land $4,901	$49,010 (+200.12%) Land $49,010
2023	$1,633.00 (+145.93%)
2022	$664.00	$1,633 Land $1,633	$16,330 Land $16,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (1979–2008)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Oct 2008 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Surf Internet.

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