493 231st St, Steger, IL 60475 Property Records

Cook County property record for 493 231st St, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,964 sqft · built 1995
Lot Size	2.1 acres (91,911 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Apr 2018)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`32-34-400-045`

Property Details

APN / Parcel Number

Primary APN	`32-34-400-045`
Alternative APN	`32-34-400-045-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,964 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	91,911 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	493 231ST ST
City	STEGER
State	IL
Zip	60475-5907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST150 FT SEC34 W2SE4SW4SE4 S34 T3 5N R14E 3P
Legal Range	14E
Legal Township	35N
Legal Section	34
Jurisdiction	COOK IL
Township / Civil Division	BLOOM
Census Block Group	3
Census Block	3037
Census Tract	829700

Owner

Source: Cook County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	493 231ST ST, STEGER, IL 60475-5907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Dec 2, 2025	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Mar 31, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Oct 28, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Apr 3, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	Oct 3, 2007 · Amount on Record
Deed Document Number	201846220
Prior Transfer Date	May 30, 2017
Prior Transfer Doc	0000057060
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Aug 12, 2026
Property Address	493 231ST ST, STEGER, IL 60475-5907
Document Number	0000007006
Instrument Date	Aug 4, 2026
Instrument	20267006
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	493 231ST ST, STEGER, IL 60475-5907
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007006,
Date	Aug 12, 2026
Instrument	20267006

Lender

Name	NEWREZ LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	493 231ST ST, STEGER, IL 60475-5907
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 231ST ST, STEGER, IL 60475-5907

Mortgage

Document Number	0033602139
Date	Dec 2, 2025
Instrument	2533602139

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	493 231ST ST, STEGER, IL 60475-5907
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009006149
Date	Mar 31, 2021
Instrument	2109006149

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	493 231ST ST, STEGER, IL 60475-5907
Document Number	1930955286
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	493 231ST ST STEGER IL 604755907, STEGER, IL 60475-5907

Mortgage

Document Number	1930955286
Date	Nov 5, 2019
Instrument	30955286

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 3, 2018
Property Address	493 231ST ST, STEGER, IL 60475-5907
Document Number	1809346220
Instrument Date	Mar 6, 2018
Instrument	9346220
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7447 S SOUTH SHORE DR #7D CHICAGO IL 606493886, 7D, CHICAGO, IL 60649-3886

Mortgage

Document Number	1809346221
Date	Apr 3, 2018
Instrument	9346221

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jun 5, 2017
Property Address	493 231ST ST, STEGER, IL 60475-5907
Document Number	1715657060
Instrument Date	May 30, 2017
Instrument	15657060
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 231ST ST STEGER IL 604755907, STEGER, IL 60475-5907

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bloom Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,039 (+10.62%) Land $13,787 Building $18,252	$320,390 (+10.62%) Land $137,870 Building $182,520
2022	Homeowner's exemption	$28,963 Land $9,191 Building $19,772	$289,630 Land $91,910 Building $197,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (1979–2008)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Oct 2008 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Surf Internet.

Nearby Properties on 231st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures