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5403 Loyal Pl, Durham, NC 27713 Property Records

Durham County property record for 5403 Loyal Pl, Durham, NC 27713 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,460 sqft · built 1983
Lot Size0.98 acres (42,689 sqft)
OwnerIndividual Name on File
Last Sale$280,500 (Aug 2018)
Tax Bill$4,251 (2025)
Deeds & MortgagesJul 2020 Mortgage
Aug 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0728-99-6494

Property Details

APN / Parcel Number

Primary APN0728-99-6494
Alternative APNs
  • 0728-99-64-9415
  • 072802997418
  • 155197

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,460 sqft Heated Area
1st Floor Area1,460 sqft
Basement Area900 sqft
Unfinished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialAsphalt
Lot Area42,689 sqft (0.98 acres)
Lot Dimensions310 ft deep x 90 ft wide
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address5403 LOYAL PL
CityDURHAM
StateNC
Zip27713-2040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPENRITH WEST/SEC:01/BLK:C /LT#11 PL:000101-000078
Legal SubdivisionPENRITH WEST SEC 1
Legal BlockC
Legal Lot Number11
JurisdictionDURHAM NC
Township / Civil DivisionTRIANGLE
Census Block Group2
Census Block2006
Census Tract2025

Owner

Source: Durham County records · APN 0728-99-6494

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5403 LOYAL PL, DURHAM, NC 27713-2040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Aug 30, 2018Warranty Deed, Transfer · Conventional Mortgage
FIDELITY BANK
Jan 25, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 2018 · Amount on Record
Deed SaleAug 30, 2018 · Amount on Record
Prior SaleJan 25, 2018 · Amount on Record
Deed Document Number201830730
Deed Book / Page8499 / 119
Prior Transfer DateJun 04, 2003
Prior Transfer Doc3945422
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address5403 LOYAL PL, DURHAM, NC 27713-2040
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0089930549
DateJul 02, 2020
Book Page8993/549
Instrument2020025756
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.87%
Change Frequency5 Years
Min Rate At Change3.75%
Index5-Year CMT
Max Rate6%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateAug 30, 2018
Property Address5403 LOYAL PL, DURHAM, NC 27713-2040
Document Number0084990119
Book / Page8499 / 119
Map ReferenceMB 1011 PG 78
Instrument DateAug 28, 2018
Instrument2018030730
Transaction TypeTransfer
Record UpdatedAug 30, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$561.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5403 LOYAL PL, DURHAM, NC 27713-2040

Mortgage

Document Number2018030731
DateAug 30, 2018
Instrument2018030731
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateJan 25, 2018
Property Address5403 LOYAL PL, DURHAM, NC 27713-2040
Document Number0083530123
Book / Page008353 / 000123
Instrument DateJan 25, 2018
Instrument2613
Transaction TypeTransfer
Record UpdatedFeb 01, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$350.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5403 LOYAL PL DURHAM NC 277132040, DURHAM, NC 27713-2040

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,251.00 (+36.82%)$428,851 (+80.78%) Land $149,094 Building $279,757$428,851 (+80.78%) Land $149,094 Building $279,757
2023$3,107.00 (+2.34%)$237,221 Land $74,175 Building $163,046$237,221 Land $74,175 Building $163,046
2022$3,036.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630020252, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 6 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
2 of 6 on primary residences
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Flood Events
  • Tropical Storm Helene (Sep 2024), 2 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 3% of North Carolina
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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