Osceola County property record for 5409 Avebury Ln, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,246 sqft · built 2017 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (May 2022) |
| Tax Bill | $4,306 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042631017200010280 |
| Primary APN | 042631017200010280 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,246 sqft Heated Area |
| Gross Area | 3,030 sqft |
| 1st Floor Area | 2,246 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Finished |
| Garage Area | 449 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 335 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5409 AVEBURY LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7699 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER PARK EAST PH 1 PB 24 PG 97-103 LOT 28 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | LANCASTER PARK |
| Legal Phase | 1 |
| Legal Tract | 172 |
| Legal Lot Number | 28 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 43700 |
Source: Osceola County records · APN 042631017200010280
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5409 AVEBURY LN, SAINT CLOUD, FL 34771-7699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Jul 20, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 27, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on Record |
| Deed Sale | May 10, 2022 · Amount on Record |
| Prior Sale | Sep 27, 2018 · Amount on Record |
| Deed Document Number | 2022074152 |
| Deed Book / Page | 6211 / 908 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 10, 2022 |
| Property Address | 5409 AVEBURY LN, SAINT CLOUD, FL 34771-7699 |
| Document Number | 0062110908 |
| Book / Page | 6211 / 908 |
| Map Reference | MB 24 PG 97 |
| Instrument Date | May 02, 2022 |
| Instrument | 2022074152 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Title Company | FLORIDIAN TITLE LLC, FLORIDA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5409 AVEBURY LN, 5409, SAINT CLOUD, FL 34771-7699 |
| Name | Verified Name |
|---|---|
| Address | 5409 AVEBURY LN, SAINT CLOUD, FL 34771-7699 |
| Document Number | 0006211910 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 6211/910 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5409 AVEBURY LN, SAINT CLOUD, FL 34771-7699 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5409 AVEBURY LN, SAINT CLOUD, FL 34771-7699 |
| Document Number | 0060060086 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 6006/86 |
| Instrument | 2021112457 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5409 AVEBURY LN, SAINT CLOUD, FL 34771-7699 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0057641911 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 5764/1911 |
| Instrument | 2020099421 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 27, 2018 |
| Property Address | 5409 AVEBURY LN, SAINT CLOUD, FL 34771-7699 |
| Document Number | 0054080134 |
| Book / Page | 5408 / 0134 |
| Map Reference | MB24 PG97 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 2018145545 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,943.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376 |
| Name | Verified Name |
|---|---|
| Address | 5409 AVEBURY LN, SAINT CLOUD, FL 34771-7699 |
| Document Number | 2018145546 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 2018145546 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,306.00 (+6.11%) Homeowner's exemption | $283,495 (+5.99%) | $356,900 (-4.6%) Land $78,800 Building $278,100 |
| 2023 | $4,058.00 (+31.71%) Homeowner's exemption | $267,482 (+25.51%) | $374,100 (+14.68%) Land $68,200 Building $305,900 |
| 2022 | $3,081.00 Homeowner's exemption | $213,113 | $326,200 Land $68,200 Building $258,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 70 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
| Wildfire Risk | Moderate above 63% of the US · above 39% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 154 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Lumen Technologies, AT&T, Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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