5410 Avebury Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5410 Avebury Ln, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,932 sqft · built 2018
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$339,400 (Jul 2023)
Tax Bill	$6,766 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042631017200010200`

Property Details

APN / Parcel Number

Primary APN	`042631017200010200`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,932 sqft Heated Area
Gross Area	3,805 sqft
1st Floor Area	2,932 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Finished
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	185 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5410 AVEBURY LN
City	SAINT CLOUD
State	FL
Zip	34771-7698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANCASTER PARK EAST PH 1 PB 24 PG 97-103 LOT 20
Legal Range	31E
Legal Township	26S
Legal Section	04
Legal Subdivision	LANCASTER PARK
Legal Phase	1
Legal Tract	172
Legal Lot Number	20
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3026
Census Tract	43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5410 AVEBURY LN, SAINT CLOUD, FL 34771-7698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Warranty Deed, Transfer · Loan Assumption NEWREZ COMMUNITY LENDING LLC
Dec 3, 2020	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND
Nov 26, 2018	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Dec 3, 2020 · Amount on Record
Deed Document Number	2023098383
Deed Book / Page	6448 / 2358
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 31, 2023
Property Address	5410 AVEBURY LN, SAINT CLOUD, FL 34771-7698
Document Number	0064482358
Book / Page	6448 / 2358
Map Reference	MB 24 PG 97
Instrument Date	Jul 27, 2023
Instrument	2023098383
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,375.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1212 PRINCETON AVE, BRADENTON, FL 34207-5238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5410 AVEBURY LN, SAINT CLOUD, FL 34771-7698

Mortgage

Document Number	0064482360
Date	Jul 31, 2023
Book Page	6448/2360
Instrument	2023098384

Lender

Name	NEWREZ COMMUNITY LENDING LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Loan Assumption
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 3, 2020
Property Address	5410 AVEBURY LN, SAINT CLOUD, FL 34771-7698
Document Number	0058441156
Book / Page	5844 / 1156
Map Reference	MB 24 PG 97
Instrument Date	Nov 20, 2020
Instrument	2020164497
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5410 AVEBURY LN, 5410, SAINT CLOUD, FL 34771-7698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5410 AVEBURY LN, SAINT CLOUD, FL 34771-7698

Mortgage

Document Number	0058441160
Date	Dec 3, 2020
Instrument	5844/1160

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 26, 2018
Property Address	5410 AVEBURY LN, SAINT CLOUD, FL 34771-7698
Document Number	0054370828
Book / Page	5437 / 0828
Map Reference	MB24 PG97
Instrument Date	Nov 21, 2018
Instrument	2018171817
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,271.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5410 AVEBURY LN, SAINT CLOUD, FL 34771-7698

Mortgage

Document Number	2018171818
Date	Nov 26, 2018
Instrument	2018171818

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,766.00 (+51.74%) Homeowner's exemption	$420,900 (+45.26%) Land $75,000 Building $345,900	$420,900 (-2.07%) Land $75,000 Building $345,900
2023	$4,459.00 (+3.46%) Homeowner's exemption	$289,749 (+3%)	$429,800 (+14.37%) Land $65,000 Building $364,800
2022	$4,310.00 Homeowner's exemption	$281,310	$375,800 Land $65,000 Building $310,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Xfinity.

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