5404 Avebury Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5404 Avebury Ln, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,822 sqft · built 2016
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,000 (Apr 2020)
Tax Bill	$3,741 (2025)
Deeds & Mortgages	Feb 2026 Transfer Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042631017200010230`

Property Details

APN / Parcel Number

Primary APN	`042631017200010230`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,822 sqft Heated Area
Gross Area	3,598 sqft
1st Floor Area	2,822 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Finished
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	178 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5404 AVEBURY LN
City	SAINT CLOUD
State	FL
Zip	34771-7698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANCASTER PARK EAST PH 1 PB 24 PG 97-103 LOT 23
Legal Range	31E
Legal Township	26S
Legal Section	04
Legal Subdivision	LANCASTER PARK
Legal Phase	1
Legal Tract	172
Legal Lot Number	23
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3026
Census Tract	43700

Owner

Source: Osceola County records, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	5404 AVEBURY LN, SAINT CLOUD, FL 34771-7698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 30, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 2, 2017	Special Warranty Deed, Transfer · Conventional Mortgage CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Apr 30, 2020 · Amount on Record
Deed Document Number	0057161178
Deed Book / Page	5716 / 1178
Last Transfer Date	Feb 23, 2026
Transfer Doc	0069271660
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Feb 23, 2026
Property Address	5404 AVEBURY LN, SAINT CLOUD, FL 34771-7698
Document Number	0069271660
Book / Page	6927 / 1660
Map Reference	MB 24 PG 97-103
Instrument Date	Jan 19, 2026
Instrument	2026025276
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5404 AVEBURY LN, SAINT CLOUD, FL 34771-7698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5404 AVEBURY LN, SAINT CLOUD, FL 34771-7698

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 30, 2020
Property Address	5404 AVEBURY LN, SAINT CLOUD, FL 34771-7698
Document Number	0057161178
Book / Page	5716 / 1178
Map Reference	MB 24 PG 97-103
Instrument Date	Apr 30, 2020
Instrument	2020059140
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	A CLEAR CHOICE T&E OF OSCEOL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,366.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4702 BUTLER NATIONAL DR, 4702, WESLEY CHAPEL, FL 33543-6981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5404 AVEBURY LN, SAINT CLOUD, FL 34771-7698

Mortgage

Document Number	0057161179
Date	Apr 30, 2020
Instrument	5716/1179

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 2, 2017
Property Address	5404 AVEBURY LN, SAINT CLOUD, FL 34771-7698
Document Number	0051581234
Book / Page	5158 / 1234
Map Reference	MB24 PG97-103
Instrument Date	Jun 1, 2017
Instrument	2017081001
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,256.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5404 AVEBURY LN, SAINT CLOUD, FL 34771-7698

Mortgage

Document Number	0051581236
Date	Jun 2, 2017
Instrument	5158/1236

Lender

Name	CALATLANTIC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,741.00 (+6.22%) Homeowner's exemption	$251,932 (+5.99%)	$412,500 (-5.54%) Land $75,000 Building $337,500
2023	$3,522.00 (+3.62%) Homeowner's exemption	$237,701 (+3%)	$436,700 (+14.53%) Land $65,000 Building $371,700
2022	$3,399.00 Homeowner's exemption	$230,778	$381,300 Land $65,000 Building $316,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Xfinity.

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