5406 Standing Oak Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5406 Standing Oak Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,128 sqft · built 1989
Lot Size	0.209 acres (9,104 sqft)
Owner	2 Individual Names on File
Last Sale	$511,500 (Jun 2026)
Tax Bill	$3,859 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`721-67-91-77-800-000`

Property Details

APN / Parcel Number

Primary APN	`721-67-91-77-800-000`
Alternative APNs	`061010400000022` `216282001` `465687000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,128 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,104 sqft (0.209 acres)
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	126 sqft
Deck Area	56 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	465687000
Street Address	5406 STANDING OAK RD
City	MIDLOTHIAN
State	VA
Zip	23112-6219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	STANDING OAK LOT 22 PHASE I
Legal Subdivision	STANDING OAK
Legal Phase	1
Legal Lot Number	22
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1007
Census Tract	101007

Owner

5406 Standing Oak Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5406 STANDING OAK RD, MIDLOTHIAN, VA 23112-6219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage U S BANK N A
Aug 25, 2023	Warranty Deed, Transfer · VA Mortgage C&F MORTGAGE CORPORATION
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Aug 25, 2023 · Amount on File
Deed Document Number	202620042
Deed Book / Page	15269 / 590
Record Updated	Sep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 2, 2026
Property Address	5406 STANDING OAK RD, MIDLOTHIAN, VA 23112-6219
Document Number	0000020042
Book / Page	15269 / 590
Instrument Date	May 18, 2026
Instrument	202620042
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,661.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5406 STANDING OAK RD, MIDLOTHIAN, VA 23112-6219

Mortgage

Document Number	0000020043,
Date	Jun 2, 2026
Instrument	202620043

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 25, 2023
Property Address	5406 STANDING OAK RD, MIDLOTHIAN, VA 23112-6219
Document Number	014354-606
Book / Page	14354 / 606
Instrument Date	Aug 8, 2023
Instrument	2023025659
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5406 STANDING OAK RD, MIDLOTHIAN, VA 23112-6219

Mortgage

Document Number	2023025660
Date	Aug 25, 2023
Instrument	2023025660

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5406 STANDING OAK RD, MIDLOTHIAN, VA 23112-6219
Document Number	11823928
Book / Page	011823 / 000928
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	11823928
Date	Nov 22, 2017
Book Page	011823/000928
Instrument	46972

Lender

Name	CAPITAL CTR
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5406 Standing Oak Rd was $3,859.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,859.00	$430,800 (+2.74%) Land $77,000 Building $353,800	$430,800 (+2.74%) Land $77,000 Building $353,800
2025		$419,300 Land $75,000 Building $344,300	$419,300 Land $75,000 Building $344,300
2023	$3,393.00	$370,200 Land $70,000 Building $300,200	$370,200 Land $70,000 Building $300,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5406 Standing Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5406 Standing Oak Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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