5400 Standing Oak Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5400 Standing Oak Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,083 sqft · built 1988
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,658 (2026)
Deeds & Mortgages	Mar 2022 Refinance May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`721-67-90-78-800-000`

Property Details

APN / Parcel Number

Primary APN	`721-67-90-78-800-000`
Alternative APNs	`061010400000020` `144930001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,083 sqft Finished Area
1st Floor Area	78 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,667 sqft (0.176 acres)
View / Lot	Cul-de-sac
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Deck Area	274 sqft
Patio Area	274 sqft
Balcony Area	19 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	144930001
Street Address	5400 STANDING OAK RD
City	MIDLOTHIAN
State	VA
Zip	23112-6219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	STANDING OAK LOT 20 PHASE I
Legal Subdivision	STANDING OAK
Legal Phase	1
Legal Lot Number	20
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1007
Census Tract	101007

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5400 STANDING OAK RD, MIDLOTHIAN, VA 23112-6219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ARGENT FEDERAL CREDIT UNION
May 31, 2018	Deed of Trust, Mortgage · Line of Credit ARGENT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5400 STANDING OAK RD, MIDLOTHIAN, VA 23112-6219
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013878-216
Date	Mar 8, 2022
Book Page	13878/216
Instrument	2022011035

Lender

Name	ARGENT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	239 Months
Due	Feb 25, 2042

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5400 STANDING OAK RD, MIDLOTHIAN, VA 23112-6219
Document Number	1199710
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1199710
Date	Jun 1, 2018
Book Page	011997/000010
Instrument	19944

Lender

Name	ARGENT FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 31, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,658.00 (+11.02%)	$408,300 (+2.74%) Land $77,000 Building $331,300	$408,300 (+2.74%) Land $77,000 Building $331,300
2025		$397,400 (+10.57%) Land $75,000 Building $322,400	$397,400 (+10.57%) Land $75,000 Building $322,400
2023	$3,295.00	$359,400 Land $70,000 Building $289,400	$359,400 Land $70,000 Building $289,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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