5409 Standing Oak Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5409 Standing Oak Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,869 sqft · built 1988
Lot Size	0.213 acres (9,278 sqft)
Owner	Individual Name on File
Tax Bill	$3,278 (2026)
Deeds & Mortgages	Mar 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`721-67-93-48-800-000`

Property Details

APN / Parcel Number

Primary APN	`721-67-93-48-800-000`
Alternative APN	`394664001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,869 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	9,278 sqft (0.213 acres)
Garage Area	345 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Balcony Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	394664001
Street Address	5409 STANDING OAK RD
City	MIDLOTHIAN
State	VA
Zip	23112-6220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	STANDING OAK LOT 15 PHASE I
Legal Subdivision	STANDING OAK
Legal Phase	1
Legal Lot Number	15
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1007
Census Tract	101007

Owner

5409 Standing Oak Rd is owned by an individual who acquired it in March 2018.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	42 SURF DR, SAINT AUGUSTINE, FL 32080-7414
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2018
Deed Sale	Mar 6, 2018
Prior Sale	Aug 1, 2002 · Amount on File
Deed Document Number	20187776
Deed Book / Page	11912 / 725
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5409 STANDING OAK RD, MIDLOTHIAN, VA 23112-6220
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013899-579
Date	Mar 24, 2022
Book Page	13899/579
Instrument	2022014011

Lender

Name	CITIBANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5409 Standing Oak Rd was $3,278.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,278.00	$365,600 (+2.75%) Land $77,000 Building $288,600	$365,600 (+2.75%) Land $77,000 Building $288,600
2025		$355,800 Land $75,000 Building $280,800	$355,800 Land $75,000 Building $280,800
2023	$2,987.00	$325,500 Land $70,000 Building $255,500	$325,500 Land $70,000 Building $255,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5409 Standing Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5409 Standing Oak Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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