5406 Gemstone Dr, Columbia, MO 65202 Property Records

Boone County property record for 5406 Gemstone Dr, Columbia, MO 65202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,484 sqft · built 2014
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,600 (Jun 2015)
Tax Bill	$2,757 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-202-00-07-047-00`

Property Details

APN / Parcel Number

Primary APN	`17-202-00-07-047-00`
Alternative APN	`17-202-00-07-047.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	120 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	5406 GEMSTONE DR
City	COLUMBIA
State	MO
Zip	65202-5565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GREYSTONE SD PLAT 1 LOT 47
Legal Range	12W
Legal Township	48N
Legal Section	03
Legal Subdivision	GREYSTONE SD
Legal Lot Number	47
Jurisdiction	BOONE MO
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2001
Census Tract	1604

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5406 GEMSTONE DR, COLUMBIA, MO 65202-5565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit MISSOURI CU
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2015 · Amount on Record
Deed Sale	Jun 29, 2015 · Amount on Record
Deed Document Number	201513300
Deed Book / Page	4461 / 136
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	5406 GEMSTONE DR, COLUMBIA, MO 65202-5565
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5406 GEMSTONE DR, COLUMBIA, MO 65202-5565

Mortgage

Document Number	0000002334
Date	Feb 21, 2023
Book Page	5718/155
Instrument	2023002334

Lender

Name	MISSOURI CU
Type	Credit Union
Address	COLUMBIA, MO 65203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	5406 GEMSTONE DR, COLUMBIA, MO 65202-5565
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016735
Date	Jun 7, 2021
Book Page	5443/25
Instrument	2021016735

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,104 (-) Land $5,320 Building $36,784
2025	$2,757.00 (+12.12%)	$42,104 (+14.52%) Land $5,320 Building $36,784	$221,600 (+14.52%) Land $28,000 Building $193,600
2023	$2,459.00 (+4.06%)	$36,765 Land $5,320 Building $31,445	$193,500 Land $28,000 Building $165,500
2022	$2,363.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: FireServe, Wisper ISP.

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