5400 Gemstone Dr, Columbia, MO 65202 Property Records

Boone County property record for 5400 Gemstone Dr, Columbia, MO 65202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,483 sqft · built 2009
Lot Size	0.23 acres (10,052 sqft)
Owner	2 Individual Names on File
Last Sale	$161,200 (Mar 2019)
Tax Bill	$2,197 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-202-00-07-050-00`

Property Details

APN / Parcel Number

Primary APN	`17-202-00-07-050-00`
Alternative APN	`17-202-00-07-050.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,483 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	10,052 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 83.8 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	204 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	5400 GEMSTONE DR
City	COLUMBIA
State	MO
Zip	65202-5565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GREYSTONE SD PLAT 1 LOT 50
Legal Range	12W
Legal Township	48N
Legal Section	03
Legal Subdivision	GREYSTONE SD
Legal Lot Number	50
Jurisdiction	BOONE MO
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2001
Census Tract	1604

Owner

5400 Gemstone Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5400 GEMSTONE DR, COLUMBIA, MO 65202-5565
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Government

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 28, 2019	Warranty Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2019 · Amount on File
Deed Sale	Mar 28, 2019 · Amount on File
Prior Sale	May 10, 2010 · Amount on File
Deed Document Number	20194656
Deed Book / Page	5002 / 42
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	5400 GEMSTONE DR, COLUMBIA, MO 65202-5565
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020423
Date	Oct 4, 2017
Book Page	4811/0115
Instrument	2017020423

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Mar 28, 2019
Property Address	5400 GEMSTONE DR, COLUMBIA, MO 65202-5565
Document Number	2019004656
Book / Page	5002 / 0042
Map Reference	MB 38 PG 13
Instrument Date	Mar 27, 2019
Instrument	2019004656
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5400 GEMSTONE DR, COLUMBIA, MO 65202-5565

Mortgage

Document Number	2019004657
Date	Mar 28, 2019
Instrument	2019004657

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5400 Gemstone Dr was $2,197.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,554 (-) Land $5,320 Building $28,234
2025	$2,197.00	$33,554 Land $5,320 Building $28,234	$176,600 Land $28,000 Building $148,600
2023	$1,960.00 (+4.09%)	$29,298 Land $5,320 Building $23,978	$154,200 Land $28,000 Building $126,200
2022	$1,883.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5400 Gemstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5400 Gemstone Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: FireServe, Spectrum, Verizon, Wisper ISP.

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