5404 Gemstone Dr, Columbia, MO 65202 Property Records

Boone County property record for 5404 Gemstone Dr, Columbia, MO 65202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,422 sqft · built 2014
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,092 (Sep 2023)
Tax Bill	$2,080 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-202-00-07-048-00`

Property Details

APN / Parcel Number

Primary APN	`17-202-00-07-048-00`
Alternative APN	`17-202-00-07-048.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	56 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	5404 GEMSTONE DR
City	COLUMBIA
State	MO
Zip	65202-5565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GREYSTONE SD PLAT 1 LOT 48
Legal Range	12W
Legal Township	48N
Legal Section	03
Legal Subdivision	GREYSTONE SD
Legal Lot Number	48
Jurisdiction	BOONE MO
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2001
Census Tract	1604

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5404 GEMSTONE DR, COLUMBIA, MO 65202-5565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jul 18, 2018	Grant Deed, Transfer
May 10, 2018	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	202314119
Deed Book / Page	5790 / 4
Prior Transfer Date	Mar 19, 2018
Prior Transfer Doc	0000006441
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Sep 1, 2023
Property Address	5404 GEMSTONE DR, COLUMBIA, MO 65202-5565
Document Number	0000014119
Book / Page	5790 / 4
Map Reference	MB 38 PG 13
Instrument Date	Sep 1, 2023
Instrument	2023014119
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5404 GEMSTONE DR, COLUMBIA, MO 65202-5565

Mortgage

Document Number	0000014120
Date	Sep 1, 2023
Instrument	2023014120

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jun 21, 2021
Property Address	5404 GEMSTONE DR, COLUMBIA, MO 65202-5565
Document Number	0000017902
Book / Page	5450 / 52
Map Reference	MB 38 PG 13
Instrument Date	Jun 18, 2021
Instrument	2021017902
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5404 GEMSTONE DR, COLUMBIA, MO 65202-5565
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017903
Date	Jun 21, 2021
Instrument	2021017903

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BOONE MO
Recording Date	Jul 18, 2018
Property Address	5404 GEMSTONE DR, COLUMBIA, MO 65202-5565
Document Number	0000013871
Book / Page	004921 / 000057
Instrument Date	Jul 11, 2018
Instrument	13871
Transaction Type	Transfer
Record Updated	Aug 1, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17925 CR 228 COUCH MO 656908135, COUCH, MO 65690-8135

May 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	BOONE MO
Recording Date	May 10, 2018
Property Address	5404 GEMSTONE DR, COLUMBIA, MO 65202-5565
Document Number	0000008439
Book / Page	004890 / 000062
Instrument Date	May 7, 2018
Instrument	8439
Transaction Type	Foreclosure
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,768 (-) Land $5,320 Building $26,448
2025	$2,080.00 (+12.13%)	$31,768 (+14.52%) Land $5,320 Building $26,448	$167,200 (+14.52%) Land $28,000 Building $139,200
2023	$1,855.00 (+4.1%)	$27,740 (+3.99%) Land $5,320 Building $22,420	$146,000 (+3.99%) Land $28,000 Building $118,000
2022	$1,782.00	$26,676 Land $5,320 Building $21,356
2021			$140,400 Land $28,000 Building $112,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: FireServe, Spectrum, Verizon, Wisper ISP.

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