5405 River Ridge Dr, Flushing, MI 48433 Property Records

Genesee County property record for 5405 River Ridge Dr, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,118 sqft · built 1971
Lot Size	0.475 acres (20,691 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (May 2026)
Tax Bill	$187 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-22-502-037`

Property Details

APN / Parcel Number

Primary APN	`08-22-502-037`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,118 sqft Living Area
1st Floor Area	1,118 sqft
Basement Area	1,118 sqft
Unfinished Basement	1,118 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Lot Area	20,691 sqft (0.475 acres)
Lot Dimensions	230 ft deep x 90 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5405 RIVER RIDGE DR
City	FLUSHING
State	MI
Zip	48433-1061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	LOT 68 RIVER RIDGE ESTATES NO 1 SEC 22 T8N R5E
Legal Range	05E
Legal Township	08N
Legal Section	22
Legal Subdivision	RIVER RIDGE ESTATES
Legal Lot Number	68
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	2
Census Block	2004
Census Tract	10700

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5405 RIVER RIDGE DR, FLUSHING, MI 48433-1061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 27, 2026	Warranty Deed, Transfer CROSSROADS TITLE
Jan 2, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Jan 7, 2003 · Amount on Record
Deed Document Number	202634402
Prior Transfer Date	Nov 18, 2020
Prior Transfer Doc	0000000099
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	May 21, 2026
Property Address	5405 RIVER RIDGE DR, FLUSHING, MI 48433-1061
Document Number	0000033777
Instrument Date	May 15, 2026
Instrument	202633777
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19402 ROCKPORT ST, ROSEVILLE, MI 48066-4546

Mortgage

Document Number	0000033777,
Date	May 21, 2026
Instrument	202633777

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 27, 2026
Property Address	5405 RIVER RIDGE DR, FLUSHING, MI 48433-1061
Document Number	0000034402
Instrument Date	May 15, 2026
Instrument	202634402
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Tax	$243,208.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 RIVER RIDGE DR, FLUSHING, MI 48433-1061

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 2, 2021
Property Address	5405 RIVER RIDGE DR, FLUSHING, MI 48433-1061
Document Number	0000000099
Instrument Date	Nov 18, 2020
Instrument	99
Transaction Type	Transfer
Record Updated	Mar 2, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5405 RIVER RIDGE DR FLUSHING MI 484331061, FLUSHING, MI 48433-1061

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,900 (+4.9%) Land $12,200 Building $77,700	$179,800 (+4.9%) Land $24,400 Building $155,400
2025	$187.00 (-90.65%) Homeowner's exemption	$85,700 (+19.36%)	$171,400 (+19.36%)
2024	$2,000.00 (+13.83%)
2023		$71,800	$143,600
2021	$1,757.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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