5390 River Ridge Dr, Flushing, MI 48433 Property Records

Genesee County property record for 5390 River Ridge Dr, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,480 sqft · built 1963
Lot Size	0.517 acres (22,521 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Dec 2021)
Tax Bill	$4,114 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-22-502-011`

Property Details

APN / Parcel Number

Primary APN	`08-22-502-011`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Lot Area	22,521 sqft (0.517 acres)
Lot Dimensions	225 ft deep x 100 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5390 RIVER RIDGE DR
City	FLUSHING
State	MI
Zip	48433-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	LOT 42 RIVER RIDGE ESTATES NO 1 SEC 22 T8N R5E
Legal Range	05E
Legal Township	08N
Legal Section	22
Legal Subdivision	RIVER RIDGE ESTATES
Legal Lot Number	42
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	2
Census Block	2002
Census Tract	10700

Owner

5390 River Ridge Dr is owned and occupied by an individual who bought it in December 2021.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	5390 RIVER RIDGE DR, FLUSHING, MI 48433-1060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 21, 2022	Deed of Trust, Mortgage · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Dec 17, 2021	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Apr 21, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Apr 21, 2021 · Amount on File
Deed Document Number	202195009
Prior Transfer Date	May 18, 2019
Prior Transfer Doc	0000040839
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5390 RIVER RIDGE DR, FLUSHING, MI 48433-1060
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5390 RIVER RIDGE DR, FLUSHING, MI 48433-1060

Mortgage

Document Number	0000058180
Date	Nov 9, 2023
Instrument	202311090058180

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Jan 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5390 RIVER RIDGE DR, FLUSHING, MI 48433-1060
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	SUN TITLE AGENCY OF MI LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4918 ELLIS RD, FOWLERVILLE, MI 48836-9581

Mortgage

Document Number	0000004432
Date	Jan 21, 2022
Instrument	202201210004432

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	ALLEN, TX 75013

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 17, 2021
Property Address	5390 RIVER RIDGE DR, FLUSHING, MI 48433-1060
Document Number	0000095009
Map Reference	LB 33 PG 23
Instrument Date	Dec 3, 2021
Instrument	202112170095009
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TRIBECA TITLE, TRIBE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7072 WILSON DR 5390 RIVER RIDGE DR, DEXTER, MI 48130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5390 RIVER WOODS CT, DEXTER, MI 48130-9476

Mortgage

Document Number	0000004432
Date	Dec 17, 2021
Instrument	202201210004432

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Apr 21, 2021
Property Address	5390 RIVER RIDGE DR, FLUSHING, MI 48433-1060
Document Number	202104210040839
Instrument Date	May 18, 2019
Instrument	202104210040839
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7072 WILSON DR, DEXTER, MI 48130-9222

Tax Assessment & Valuation

The 2025 property tax bill for 5390 River Ridge Dr was $4,114 with a homeowner's exemption, up 19.4% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,000 (+4.98%) Land $12,200 Building $84,800	$194,000 (+4.98%) Land $24,400 Building $169,600
2025	$4,114.00 (+19.35%) Homeowner's exemption	$92,400	$184,800
2024	$3,447.00
2023		$77,500	$155,000
2021	$3,368.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5390 River Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5390 River Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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