1. Home
  2. Illinois
  3. Winnebago County
  4. Loves Park
  5. Torque Rd

5403 Torque Rd, Loves Park, IL 61111 Property Records

Winnebago County property record for 5403 Torque Rd, Loves Park, IL 61111

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,352 sqft · built 1997
Lot Size0.191 acres (8,355 sqft)
Owner2 Individual Names on File
Last Sale$139,000 (Jun 2007)
Deeds & MortgagesApr 2023 Mortgage
Nov 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN08-21-328-004

Property Details

APN / Parcel Number

Primary APN08-21-328-004
Alternative APN
  • 129C322

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,352 sqft Living Area
1st Floor Area676 sqft
Basement Area676 sqft
Finished Basement676 sqft

Exterior

Year BuiltBuilt 1997
Exterior MaterialConcrete
Roof MaterialAsphalt
Lot Area8,355 sqft (0.191 acres)

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number129C322
Street Address5403 TORQUE RD
CityLOVES PARK
StateIL
Zip61111-7193
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGLE FAM
Legal DescriptionHART FARM PT N 1/2 SW1/4 SEC 21-45-2 LOT 22
Legal Range02
Legal Township45
Legal Section21
Legal SubdivisionHART FARM #1
Legal Lot Number22
JurisdictionWINNEBAGO IL
Township / Civil DivisionHARLEM
Census Block Group1
Census Block1012
Census Tract3811

Owner

Source: Winnebago County records · APN 08-21-328-004

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5403 TORQUE RD, LOVES PARK, IL 61111-7193
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCK VALLEY FCU
Nov 23, 2018Loan Modification, Mortgage · FHA Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2007 · Amount on Record
Deed SaleJun 09, 2007 · Amount on Record
Prior SaleMay 02, 2002 · Amount on Record
Deed Document Number740370
Prior Transfer DateMay 25, 2005
Prior Transfer Doc0528623
Record UpdatedJun 07, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address5403 TORQUE RD, LOVES PARK, IL 61111-7193
Transaction TypeMortgage
Record UpdatedMay 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008318
DateApr 20, 2023
Instrument2308318
Lender
NameROCK VALLEY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 01, 2033
Interest
Rate TypeFixed Rate
Rate7.55%

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWINNEBAGO IL
Property Address5403 TORQUE RD, LOVES PARK, IL 61111-7193
Document Number0001034536
Instrument DateNov 23, 2018
Transaction TypeMortgage
Record UpdatedDec 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5403 TORQUE RD LOVES PARK IL 611117193, LOVES PARK, IL 61111-7193

Mortgage

Document Number0001034536
DateNov 29, 2018
Instrument1034536
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 28, 2048
Interest
Rate3.37%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionHarlem Township
MunicipalityLoves Park City
Unified School DistrictHarlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$48,977 Land $9,889 Building $39,088$146,931 Land $29,667 Building $117,264

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 268 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOVES PARK
serves 23,335 people
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Torque Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures