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  5. Torque Rd

5378 Torque Rd, Loves Park, IL 61111 Property Records

Winnebago County property record for 5378 Torque Rd, Loves Park, IL 61111

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,352 sqft · built 1997
Lot Size0.197 acres (8,559 sqft)
OwnerIndividual Name on File
Last Sale$142,500 (Jun 2018)
Tax Bill$4,870 (2025)
Deeds & MortgagesJun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-21-326-005

Property Details

APN / Parcel Number

Primary APN08-21-326-005
Alternative APNs
  • 821326005
  • 129C316

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,352 sqft Living Area
1st Floor Area676 sqft
Basement Area676 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleOld Style
Exterior MaterialConcrete
Roof MaterialAsphalt
Lot Area8,559 sqft (0.197 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area440 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number129C316
Street Address5378 TORQUE RD
CityLOVES PARK
StateIL
Zip61111-7189
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGL
Legal DescriptionHART FARM PT N 1/2 SW1/4 SEC 21-45-2 LOT 16
Legal Range2
Legal Township45
Legal Section21
Legal SubdivisionHART FARM 1
Legal Lot Number16
JurisdictionWINNEBAGO IL
Township / Civil DivisionHARLEM
Census Block Group1
Census Block1009
Census Tract3811

Owner

5378 Torque Rd is owned and occupied by an individual who bought it in June 2018.

Source: Winnebago County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address5378 TORQUE RD, LOVES PARK, IL 61111-7189
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2018 · Amount on File
Deed SaleJun 27, 2018 · Amount on File
Prior SaleJun 27, 2018 · Amount on File
Deed Document Number20181018029
Record UpdatedOct 29, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJun 27, 2018
Property Address5378 TORQUE RD, LOVES PARK, IL 61111-7189
Document Number0001018029
Instrument DateJun 26, 2018
Instrument1018029
Transaction TypeTransfer
Record UpdatedAug 1, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$213.75
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5378 TORQUE RD LOVES PARK IL 611117189, LOVES PARK, IL 61111-7189

Mortgage

Document Number1018030
DateJun 27, 2018
Instrument1018030
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 26, 2048
Interest
Rate TypeFixed Rate
Rate5.12%

Mortgage

Document Number1019298,
DateJun 27, 2018
Instrument1019298
Lender
NameILLINOIS HSNG DEV AUTHORITY
AddressCHICAGO, IL 60601
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5378 Torque Rd was $4,870 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionHarlem Township
MunicipalityLoves Park City
Unified School DistrictHarlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,870.00$67,146 Land $13,424 Building $53,722$201,438 Land $40,272 Building $161,166
2022Homeowner's exemption$49,463 Land $9,889 Building $39,574$148,389 Land $29,667 Building $118,722

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5378 Torque Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5378 Torque Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOVES PARK
serves 23,335 people · EPA ID IL2010150
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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