Winnebago County property record for 5392 Torque Rd, Loves Park, IL 61111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,352 sqft · built 1999 |
| Lot Size | 0.195 acres (8,497 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,948 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-21-326-007 |
| Primary APN | 08-21-326-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 676 sqft |
| Basement Area | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Old Style |
| Exterior Material | Concrete |
| Roof Material | Asphalt |
| Lot Area | 8,497 sqft (0.195 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Area | 400 sqft |
| Deck Area | 168 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 129C318 |
|---|---|
| Street Address | 5392 TORQUE RD |
| City | LOVES PARK |
| State | IL |
| Zip | 61111-7189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | HART FARM PT N 1/2 SW1/4 SEC 21-45-2 LOT 18 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 21 |
| Legal Subdivision | HART FARM #1 |
| Legal Lot Number | 18 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 3811 |
5392 Torque Rd is owned and occupied by two individuals.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5392 TORQUE RD, LOVES PARK, IL 61111-7189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERSALLIANCE CU |
| Apr 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 5392 TORQUE RD, LOVES PARK, IL 61111-7189 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Title Company | MAGNUS TITLE AGENCY, MTA |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000014515 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2314515 |
| Name | MEMBERSALLIANCE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 25, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 5392 TORQUE RD, LOVES PARK, IL 61111-7189 |
| Document Number | 0001010995 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5392 TORQUE RD LOVES PARK IL 611117189, LOVES PARK, IL 61111-7189 |
| Document Number | 0001010995 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 1010995 |
| Name | BLACKHAWK BK |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 11, 2027 |
| Rate | 3.62% |
|---|
The 2025 property tax bill for 5392 Torque Rd was $4,948 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harlem Township |
| Municipality | Loves Park City |
| Unified School District | Harlem Unit School District 122 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,948.00 | $68,121 Land $13,424 Building $54,697 | $204,363 Land $40,272 Building $164,091 |
| 2022 | Homeowner's exemption | $50,182 Land $9,889 Building $40,293 | $150,546 Land $29,667 Building $120,879 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5392 Torque Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5392 Torque Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOVES PARK serves 23,335 people · EPA ID IL2010150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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