Schoharie County and Seward Town property record for 5403 State Rte 145, Cobleskill, NY 12043
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 2020 |
| Lot Size | 136 acres (5,941,584 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Jun 2014) |
| Tax Bill | $8,130 (2026) |
| Deeds & Mortgages | Apr 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 33.-5-12.111 |
| Primary APN | 434400 33.-5-12.111 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,941,584 sqft (136 acres) |
| Lot Width | 3,950 ft Width |
| Porch | Slab |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J101263 |
|---|---|
| Street Address | 5403 STATE ROUTE 145 |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | OS |
| Legal Block | 5 |
| Legal Lot Number | 12.111 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 740400 |
5403 State Rte 145, a rural home, is owned by two individuals who bought it in June 2014.
Source: Schoharie County and Seward Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5365 STATE ROUTE 145, COBLESKILL, NY 12043-7508 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2014 · Amount on File |
| Deed Sale | Jun 19, 2014 · Amount on File |
| Prior Sale | Sep 18, 2009 · Amount on File |
| Deed Book / Page | 976 / 139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Apr 9, 2025 |
| Property Address | 5403 STATE ROUTE 145, COBLESKILL, NY 12043-7506 |
| Document Number | 0001233/25 |
| Book / Page | 1233 / 25 |
| Instrument Date | Apr 9, 2025 |
| Instrument | 828361 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5365 STATE ROUTE 145, COBLESKILL, NY 12043-7508 |
The 2026 property tax bill for 5403 State Rte 145 was $8,130, up 14.7% from the year before.
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,130.00 (+14.67%) | ||
| 2025 | $7,090.00 | $174,700 Land $127,300 Building $47,400 | $426,098 Land $310,488 Building $115,610 |
| 2023 | $174,700 Land $127,300 Building $47,400 | $349,400 Land $254,600 Building $94,800 | |
| 2020 | $5,484.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5403 State Rte 145 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2015) |
| Most Recent Claim | Feb 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5403 State Rte 145 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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