5226 State Rte 145, Cobleskill, NY 12043 Property Records

Schoharie County and Carlisle Town property record for 5226 State Rte 145, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,040 sqft · built 1979
Lot Size0.98 acres (42,689 sqft)
Owner2 Individual Names on File
Last Sale$51,000 (Mar 1997)
Tax Bill$5,076 (2026)
Flood ZoneZone X (minimal risk)
APN432400 43.-8-9

Property Details

APN / Parcel Number

Primary APN432400 43.-8-9
Alternative APNs
  • 240004300000080090000000
  • 425J174045

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area42,689 sqft (0.98 acres)
Lot Dimensions167 ft deep x 263 ft wide
Garage TypeBasement
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number425J174045
Street Address5226 STATE ROUTE 145
CityCOBLESKILL
StateNY
Zip12043-7505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionALSO SEE DEED BK 612 PAGES 43, 46, 49 & 53
Legal Block8
Legal Lot Number9.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCARLISLE
Census Block Group2
Census Block2048
Census Tract740400

Owner

5226 State Rte 145 is owned and occupied by two individuals who acquired it in April 2014.

Source: Schoharie County and Carlisle Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address5226 STATE ROUTE 145, COBLESKILL, NY 12043-7505
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 1997 · Amount on File
Deed SaleMar 27, 1997 · Amount on File
Prior SaleMar 27, 1997
Deed Book / Page612 / 53
Last Transfer DateApr 28, 2014
Transfer Doc0000000973/000000027
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 5226 State Rte 145 was $5,076 with a homeowner's exemption, up 9.7% from the year before.

Source: Schoharie County and Carlisle Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCarlisle Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,076.00 (+9.7%) Homeowner's exemption
2025$4,627.00$90,900 Land $10,000 Building $80,900$221,707 Land $24,390 Building $197,317
2023$90,900 Land $10,000 Building $80,900$181,800 Land $20,000 Building $161,800
2020$3,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5226 State Rte 145 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5226 State Rte 145 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 145

Nearby Streets

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