5432 State Rte 145, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 5432 State Rte 145, Cobleskill, NY 12043

Property Summary

Property TypeRural Home
Details4 bd · 1 ba · 3,000 sqft · built 1890
Lot Size57.3 acres (2,495,988 sqft)
OwnerCompany Name on Record
Last Sale$350,000 (Oct 2010)
Tax Bill$8,523 (2026)
Flood ZoneZone X (minimal risk)
APN434400 33.-5-12.114

Property Details

APN / Parcel Number

Primary APN434400 33.-5-12.114
Alternative APNs
  • 440003300000050121140000
  • 525J210006

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area3,000 sqft Living Area
1st Floor Area1,500 sqft
2nd Floor Area1,500 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleColonial
Exterior MaterialWood
Lot Area2,495,988 sqft (57.3 acres)
Lot Width2,113 ft Width

Exterior Amenities

PorchPorch
Porch Area120 sqft
SiloSilo
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number525J210006
Street Address5432 STATE ROUTE 145
CityCOBLESKILL
StateNY
Zip12043-7510
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeOS
Legal Block5
Legal Lot Number12.114
JurisdictionSCHOHARIE NY
Township / Civil DivisionSEWARD
Census Block Group3
Census Block3065
Census Tract740400

Owner

Source: Schoharie County and Seward Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5432 STATE ROUTE 145, COBLESKILL, NY 12043-7510
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2010 · Amount on Record
Deed SaleOct 20, 2010 · Amount on Record
Deed Book / Page907 / 112
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSeward Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,523.00 (+9.23%)
2025$7,803.00 (-33.6%)$172,600 (-) Land $57,300 Building $115,300$420,976 (+21.95%) Land $139,756 Building $281,220
2023$172,600 Land $57,300 Building $115,300$345,200 Land $114,600 Building $230,600
2020$11,751.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2011–2015)
Most Recent ClaimFeb 2015 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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