5403 Heppner Rd, Pinconning, MI 48650 Property Records

Bay County property record for 5403 Heppner Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,678 sqft
Lot Size	8.98 acres (391,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Sep 2018)
Tax Bill	$2,620 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-008-100-040-02`

Property Details

APN / Parcel Number

Primary APN	`120-008-100-040-02`

Interior

Full Baths	2 Baths
Building Area	1,678 sqft Living Area
1st Floor Area	1,119 sqft
Basement Area	1,119 sqft

Exterior

Architectural Style	Ranch
Lot Area	391,169 sqft (8.98 acres)
Lot Dimensions	1,465 ft deep x 267 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5403 HEPPNER RD
City	PINCONNING
State	MI
Zip	48650-8426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 694.64 FT W OF N 1/4 COR OF SEC TO POB TH S 1385.25 FT TH W 317.3 FT TH N 448.15 FT TH E 50 FT TH N 929.86 FT TH E 267 FT
Legal Range	04E
Legal Township	17N
Legal Section	08
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	1
Census Block	1012
Census Tract	286300

Owner

Source: Bay County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5403 HEPPNER RD, PINCONNING, MI 48650-8426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL CREDIT UNION
Sep 25, 2018	Warranty Deed, Transfer · VA Mortgage USAA FED'L SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Prior Sale	Nov 25, 2014 · Amount on Record
Deed Document Number	201813181
Prior Transfer Date	Nov 24, 2014
Prior Transfer Doc	0030620727
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Recording Date	Jul 27, 2026
Property Address	5403 HEPPNER RD, PINCONNING, MI 48650-8426
Document Number	0000009802
Instrument Date	Jul 16, 2026
Instrument	20269802
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 HEPPNER RD, PINCONNING, MI 48650-8426

Mortgage

Document Number	0000009802,
Date	Jul 27, 2026
Instrument	20269802

Lender

Name	CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2041

Interest

Rate	5.81%
Max Rate	-1%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Sep 25, 2018
Property Address	5403 HEPPNER RD, PINCONNING, MI 48650-8426
Document Number	0000013181
Instrument Date	Sep 21, 2018
Instrument	13181
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5403 HEPPNER RD PINCONNING MI 486508426, PINCONNING, MI 48650-8426

Mortgage

Document Number	13182
Date	Sep 25, 2018
Instrument	13182

Lender

Name	USAA FED'L SVGS BK
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,620.00 (+1.67%) Homeowner's exemption	$92,600 (-4.54%)	$185,200 (-4.54%)
2025		$97,000 (+26.96%)	$194,000 (+26.96%)
2024	$2,577.00 (+12.29%)
2023		$76,400	$152,800
2022	$2,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fixed Wireless	1,000 / 500
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Heppner Rd

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