548 Wetherby Terrace Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 548 Wetherby Terrace Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,512 sqft · built 1993
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Sep 2017)
Tax Bill	$5,520 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24T-34-0152`

Property Details

APN / Parcel Number

Primary APN	`24T-34-0152`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
Gross Area	2,912 sqft
1st Floor Area	1,232 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	60 ft deep x 84 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	57 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	548 WETHERBY TERRACE DR
City	BALLWIN
State	MO
Zip	63021-4443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WESTBROOKE WOODS PLAT THREE LOT 79
Legal Subdivision	WESTBROOKE WOODS PLAT THREE
Legal Lot Number	79
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1000
Census Tract	217944

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	548 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC
Sep 6, 2017	Warranty Deed, Transfer US WIDE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2017 · Amount on Record
Deed Sale	Sep 6, 2017 · Amount on Record
Prior Sale	Mar 6, 2009 · Amount on Record
Deed Document Number	20176
Deed Book / Page	22682 / 17
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	548 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443

Mortgage

Document Number	0252503286
Date	Dec 2, 2021
Book Page	25250/3286
Instrument	2021120200441

Lender

Name	US WIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	548 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443

Mortgage

Document Number	0244700579
Date	Dec 1, 2020
Book Page	24470/579
Instrument	2020120100088

Lender

Name	US WIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Oct 1, 2040

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 6, 2017
Property Address	548 WETHERBY TERRACE DR, BALLWIN, MO 63021-4443
Document Number	0226820017
Book / Page	022682 / 000017
Instrument Date	Aug 31, 2017
Instrument	6
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	548 WETHERBY TERRACE DR BALLWIN MO 630214443, BALLWIN, MO 63021-4443

Mortgage

Document Number	226820020
Date	Sep 6, 2017
Book Page	022682/000020
Instrument	7

Lender

Name	US WIDE FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,580 (-) Land $31,830 Building $48,750	$424,100 (-) Land $167,500 Building $256,600
2025	$5,520.00 (+4.82%)	$80,580 (+6.96%) Land $31,830 Building $48,750	$424,100 (+6.96%) Land $167,500 Building $256,600
2024	$5,266.00 (+0.08%)
2023	$5,262.00 (+5.41%)	$75,340 (+12.89%) Land $17,670 Building $57,670	$396,500 (+12.87%) Land $93,000 Building $303,500
2022	$4,992.00	$66,740 Land $21,220 Building $45,520
2021			$351,300 Land $111,700 Building $239,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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