540 Steele Rd, Paris, KY 40361 Property Records

Bourbon County property record for 540 Steele Rd, Paris, KY 40361

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,282 sqft · built 2006
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$3,137 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-00-00-006.06`

Property Details

APN / Parcel Number

Primary APN	`046-00-00-006.06`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,282 sqft Living Area
Basement Area	1,765 sqft
Unfinished Basement	1,765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Geothermal

Location & Zoning

Street Address	540 STEELE RD
City	PARIS
State	KY
Zip	40361-9340
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	10.000 AC - 540 STEELE RD
Legal Subdivision	AGRICULTURAL LAND DIV
Legal Lot Number	1
Jurisdiction	BOURBON KY
Township / Civil Division	NORTH MIDDLETOWN
Census Block Group	1
Census Block	1046
Census Tract	30600

Owner

Source: Bourbon County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 STEELE RD, PARIS, KY 40361-9340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 9, 2022
Transfer Doc	000321/252
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOURBON KY
Recording Date	Mar 21, 2022
Property Address	540 STEELE RD, PARIS, KY 40361-9340
Document Number	000321/252
Book / Page	321 / 252
Map Reference	CAB C SL 185
Instrument Date	Mar 9, 2022
Instrument	795708
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	912 KENNEDY CT, 912, PARIS, KY 40361-8107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 STEELE RD, PARIS, KY 40361-9340

Mortgage

Document Number	0000795710
Date	Mar 21, 2022
Instrument	795710

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Unified School District	Bourbon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,137.00 (-1.94%)	$365,700 (-22.7%) Land $5,400 Building $360,300	$365,700 (-22.7%) Land $5,400 Building $360,300
2023	$3,199.00	$473,100 Land $120,000 Building $353,100	$473,100 Land $120,000 Building $353,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1989–2020)
Claims Outside the SFHA	2 of 11
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUDY WATER ASSOCIATION private · serves 5,539 people · EPA ID KY0870147
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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