394 Steele Rd, Paris, KY 40361 Property Records

Bourbon County property record for 394 Steele Rd, Paris, KY 40361

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,016 sqft · built 2001
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Sep 2013)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-00-00-006.01`

Property Details

APN / Parcel Number

Primary APN	`046-00-00-006.01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Basement Area	1,157 sqft
Unfinished Basement	1,157 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Propane

Location & Zoning

Street Address	394 STEELE RD
City	PARIS
State	KY
Zip	40361-9324
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	10.00 AC - 394 STEELE RD - TRACT 2A
Legal Subdivision	AGRICULTURAL LAND DIV BANE & C
Legal Tract	2A
Jurisdiction	BOURBON KY
Township / Civil Division	NORTH MIDDLETOWN
Census Block Group	1
Census Block	1038
Census Tract	30600

Owner

Source: Bourbon County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	394 STEELE RD, PARIS, KY 40361-9324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2013 · Amount on Record
Deed Sale	Sep 27, 2013 · Amount on Record
Deed Document Number	2013112440
Deed Book / Page	292 / 284
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Recording Date	Aug 4, 2026
Property Address	394 STEELE RD, PARIS, KY 40361-9324
Document Number	0001015394
Book / Page	773 / 216
Instrument Date	Jul 29, 2026
Instrument	20261015394
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 STEELE RD, PARIS, KY 40361-9324

Mortgage

Document Number	0001015394,
Date	Aug 4, 2026
Book Page	773/216
Instrument	20261015394

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	394 STEELE RD, PARIS, KY 40361-9324
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	684/1
Date	Jul 16, 2021
Book Page	684/1
Instrument	792588

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	394 STEELE RD, PARIS, KY 40361-9324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	640/427
Date	May 16, 2019
Book Page	640/427
Instrument	781276

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Unified School District	Bourbon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,226.00 (-1.94%)	$259,500 (-24.56%) Land $5,400 Building $254,100	$259,500 (-24.56%) Land $5,400 Building $254,100
2023	$2,270.00	$344,000 Land $127,900 Building $216,100	$344,000 Land $127,900 Building $216,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1989–2020)
Claims Outside the SFHA	2 of 11
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUDY WATER ASSOCIATION private · serves 5,539 people · EPA ID KY0870147
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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