424 Steele Rd, Paris, KY 40361 Property Records

Bourbon County property record for 424 Steele Rd, Paris, KY 40361

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,493 sqft · built 2005
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Feb 2014)
Tax Bill	$1,905 (2025)
Deeds & Mortgages	Apr 2013 Line of Credit Jul 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`046-00-00-006.07`

Property Details

APN / Parcel Number

Primary APN	`046-00-00-006.07`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,493 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	424 STEELE RD
City	PARIS
State	KY
Zip	40361-9325
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	10 AC - 424 STEELE RD
Legal Subdivision	JAMES D & JENNIFER FAVORITE PROPERTY
Legal Tract	2
Jurisdiction	BOURBON KY
Township / Civil Division	NORTH MIDDLETOWN
Census Block Group	1
Census Block	1038
Census Tract	30600

Owner

Source: Bourbon County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 STEELE RD, PARIS, KY 40361-9325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2013	Deed of Trust, Mortgage · Line of Credit FARM CREDIT MID AMERICA PCA
Jul 31, 2024	Intrafamily Transfer, Transfer
Aug 6, 2024	Deed, Transfer
Feb 11, 2014	Deed, Transfer · Conventional Mortgage KENTUCKY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2014 · Amount on Record
Deed Sale	Feb 11, 2014 · Amount on Record
Deed Document Number	2014113672
Deed Book / Page	293 / 502
Last Transfer Date	Jul 29, 2024
Transfer Doc	000330/191
Record Updated	Sep 20, 2026

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	424 STEELE RD, PARIS, KY 40361-9325
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000554/027
Date	Apr 24, 2013
Book Page	554/027
Instrument	110518

Lender

Name	FARM CREDIT MID AMERICA PCA
Address	LOUISVILLE, KY 40223

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOURBON KY
Recording Date	Jul 31, 2024
Property Address	424 STEELE RD, PARIS, KY 40361-9325
Document Number	000330/191
Book / Page	330 / 191
Map Reference	CAB C SL 213A
Instrument Date	Jul 29, 2024
Instrument	992377
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 STEELE RD, PARIS, KY 40361-9325

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 STEELE RD, PARIS, KY 40361-9325
Investor	Possibly a Property Investor

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Aug 6, 2024
Property Address	424 STEELE RD, PARIS, KY 40361-9325
Document Number	00D330/191
Book / Page	D330 / 191
Map Reference	CAB C SL 213A
Instrument Date	Jul 29, 2024
Instrument	992377
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 STEELE RD, PARIS, KY 40361-9325

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 STEELE RD, PARIS, KY 40361-9325
Investor	Possibly a Property Investor

February 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Feb 11, 2014
Property Address	424 STEELE RD, PARIS, KY 40361-9325
Document Number	000293/502
Book / Page	293 / 502
Map Reference	CAB C SL213A
Instrument Date	Feb 10, 2014
Instrument	113672
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 STEELE RD, PARIS, KY 40361-9325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 STEELE RD, PARIS, KY 40361-9325

Mortgage

Document Number	000565/354
Date	Feb 11, 2014
Book Page	565/354
Instrument	113676

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2029

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of December 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Unified School District	Bourbon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,905.00 (+23.94%)	$222,100 (-29.51%) Land $5,400 Building $216,700	$222,100 (-29.51%) Land $5,400 Building $216,700
2023	$1,537.00 Homeowner's exemption	$315,100 Land $120,000 Building $195,100	$315,100 Land $120,000 Building $195,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1989–2020)
Claims Outside the SFHA	2 of 11
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUDY WATER ASSOCIATION private · serves 5,539 people · EPA ID KY0870147
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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