540 Spruce St, Chadron, NE 69337 Property Records

Dawes County property record for 540 Spruce St, Chadron, NE 69337

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,520 sqft · built 1930
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$141,000 (Dec 2020)
Tax Bill	$454 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`230005655`

Property Details

APN / Parcel Number

Primary APN	`230005655`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft
Basement Area	2,656 sqft
Finished Basement	1,152 sqft
Unfinished Basement	1,328 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 SPRUCE ST
City	CHADRON
State	NE
Zip	69337-2745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	BLOCK: 93 LOT: W1/2-OF-5-&-6 ADDITION: PTC 3RD
Legal Subdivision	ADDITION PTC 3RD
Legal Block	93
Jurisdiction	DAWES NE
Township / Civil Division	03
Census Block Group	1
Census Block	1025
Census Tract	950700

Owner

540 Spruce St is owned and occupied by an individual who acquired it in March 2023.

Source: Dawes County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	540 SPRUCE ST, CHADRON, NE 69337-2745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Deed Document Number	20201463
Last Transfer Date	Mar 6, 2023
Transfer Doc	0000000223
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWES NE
Recording Date	Dec 31, 2020
Property Address	540 SPRUCE ST, CHADRON, NE 69337-2745
Document Number	202001463
Instrument Date	Dec 19, 2020
Instrument	2020-01463
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001465
Date	Dec 31, 2020
Instrument	2020-01465

Lender

Name	NILA HOFMANN
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 540 Spruce St was $454 with a homeowner's exemption.

Source: Dawes County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawes County
Municipality	Chadron City
Unified School District	Chadron Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,860 (+4.76%) Land $25,025 Building $186,835	$211,860 (+4.76%) Land $25,025 Building $186,835
2025	$454.00 Homeowner's exemption	$202,235 Land $23,890 Building $178,345	$202,235 Land $23,890 Building $178,345
2023	$1,184.00 Homeowner's exemption	$192,600 Land $22,750 Building $169,850	$192,600 Land $22,750 Building $169,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Spruce St is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 63% of Nebraska
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHADRON serves 6,257 people · EPA ID NE3104507
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: AT&T, Great Plains Communications, T-Mobile, Viaero Wireless.